Payday Loans in Lotus, California

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Lotus, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Fast Money Car Title Loans 3234 State St, Santa Barbara, CA 93105 +1 (805) 669 - 7302
SpringboardAuto Acquired by Oportun, Inc. 46 Discovery 200, Irvine, CA 92618 +1 (844) 267 - 1670
Check `n Go 4200 Chino Hills Pkwy Suite 855, Chino Hills, CA 91709 +1 (909) 606 - 3400
Opus Bank 2100 E Foothill Blvd, La Verne, CA 91750 +1 (909) 593 - 7570
Bank of Hemet 400 E Esplanade Ave A, San Jacinto, CA 92583 +1 (951) 766 - 4100
Fast Business Financial 6420 Wilshire Blvd 860, Los Angeles, CA 90048 +1 (866) 277 - 2907
California Check Cashing Stores 1800 Prescott Rd, Modesto, CA 95350 +1 (209) 578 - 2727
Chase Bank 3446 East Coast Hwy, Corona Del Mar, CA 92625 +1 (949) 629 - 1153
AAA - Automobile Club of Southern California 401 E Main St 101, Alhambra, CA 91801 +1 (626) 289 - 4491
Cool Cash Title Loans - LoanMart Tustin 13662 Newport Ave STE E, Tustin, CA 92780 +1 (714) 406 - 3786

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lotus, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Cerritos, CA, Payday Loans in Chico, CA, Payday Loans in Chino, CA, Bad Credit Loans in Chino Hills, CA, Payday Loans in Chula Vista, CA, Payday Loans in Citrus Heights, CA, Payday Loans in Claremont, CA and Payday Loan Companies in Clovis, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lotus, CA.

Beautiful sights of Lotus, CA

Payday Loans Available in Lotus, CA By The Following ZIP Codes:

95651

Are Payday Loans Legal In Lotus, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Lotus, CA payday loan calculator

Payday loans are a convenient way to get quick cash when you need it the most. Living paycheck to paycheck can often leave us financially vulnerable when unexpected expenses arise. Payday loans can provide a solution to this problem by offering borrowers short-term loans that can be paid back on their next payday, with interest.

Payday loans in Lotus, California

In California, payday loans are legal. However, the state has strict regulations in place to protect consumers from high-interest rates and predatory lending practices. Payday lenders in Lotus, California must be licensed by the California Department of Business Oversight (DBO) and must abide by state laws.

Lotus, California has a variety of payday loan options available. These options include storefront lenders, online lenders, and lenders that offer both options. It is important to thoroughly research each lender to find the best option for your specific needs.

How payday loans work

Payday loans are designed to provide borrowers with quick access to cash. The loans are short-term, with repayment due on the borrower’s next payday. The loan amount is typically based on the borrower’s income and ability to repay the loan.

The borrower provides the lender with a post-dated check or gives the lender access to their bank account. The check or access to the bank account is used to repay the loan on the due date. If the borrower is unable to repay the loan on time, they may be subject to additional fees and interest rates.

Payday loan regulations in Lotus, California

Lotus, California has strict regulations in place to protect consumers from high-interest rates and predatory lending practices. These regulations include:

  • Payday loans in California cannot exceed $300
  • Loan terms must be between 28 and 31 days
  • Finance charges cannot exceed 15% of the total loan amount
  • Lenders are not allowed to offer rollovers or extensions to borrowers

Interesting facts and statistics about payday loans in Lotus, California

  • The average payday loan amount in California is $250
  • In 2019, Californians borrowed more than $4 billion in payday loans
  • Californians paid more than $600 million in payday loan fees in 2019
  • Payday loan lenders outnumber McDonald’s and Starbucks locations in California combined
  • More than 80% of payday loans in California are taken out by borrowers who take out seven or more loans per year

Apply Now for Payday loans in Lotus, California

TheGuaranteedLoans is a connector service that can help match borrowers in Lotus, California with potential lenders. We are not a direct lender, but we work with a network of trusted lenders that can provide borrowers with the cash they need when they need it.

Applying for a payday loan through TheGuaranteedLoans is easy. Simply fill out our online application and we will match you with potential lenders based on your specific needs. The application process is fast and easy and can be completed from the comfort of your own home.

Remember, payday loans are meant to be a short-term solution to your financial needs. It is important to carefully consider your options before taking out a loan and to ensure that you can repay the loan on time. Failure to repay a payday loan on time can lead to additional fees and interest rates and could negatively impact your credit score.

If you’re in need of quick cash to cover unexpected expenses, TheGuaranteedLoans can help. Apply now and get connected with trusted lenders in Lotus, California.

F.A.Q.

Can I be charged a higher interest rate or fees if I am a first-time borrower in Lotus, California?

in Lotus, California, payday lenders are prohibited from charging higher interest rates or fees to first-time borrowers. All borrowers are entitled to the same maximum interest rate and finance charge, regardless of their borrowing history.

Can I be charged a higher interest rate or fees if I am a repeat borrower in Lotus, California?

in Lotus, California, payday lenders are prohibited from charging higher interest rates or fees to repeat borrowers. All borrowers are entitled to the same maximum interest rate and finance charge, regardless of how many times they have borrowed in the past.

Look for Short-Term Loans in Other Cities:

Adelanto Alameda Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa