Payday Loans in Mineral, California

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No payday loan companies in Mineral, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Check `n Go 12636 Poway Rd Suite 10, Poway, CA 92064 +1 (858) 748 - 9000
Nicole Wisehart Fairway Independent Mortgage Corporation Co-Branch Manager 28202 Cabot Rd Suite 253, Laguna Niguel, CA 92677 +1 (949) 244 - 5787
Advance America 4555 N Pershing Ave Ste. 6, Stockton, CA 95207 +1 (209) 473 - 1581
Umpqua Bank 500 Auburn Folsom Rd Suite 200, Auburn, CA 95603 +1 (530) 887 - 8182
Check Into Cash 6932 Katella Ave, Cypress, CA 90630 +1 (714) 892 - 4479
Envision Capital Group LLC 23422 Mill Creek Dr #200, Laguna Hills, CA 92653 +1 (949) 225 - 1700
Travis Credit Union 5441 Clayton Rd, Clayton, CA 94517 +1 (800) 877 - 8328
loanin 11835 W Olympic Blvd, Los Angeles, CA 90064 +1 (844) 675 - 7424
Self-Help Federal Credit Union 10808 Main St, Lamont, CA 93241 +1 (877) 369 - 2828
TNL Car Title Loans 1101 W Tokay St Ste 290, Lodi, CA 95242 +1 (209) 292 - 2115

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mineral, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Modesto, CA, Payday Loans in Monrovia, CA, Payday Loan Without a Credit Check in Montclair, CA, Payday Loans in Montebello, CA, Payday Loans in Monterey Park, CA, Payday Loan for Moorpark, CA, Payday Loans in Moreno Valley, CA and Emergency Loan in Morgan Hill, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mineral, CA.

Payday Loans Available in Mineral, CA By The Following ZIP Codes:

96063

Are Payday Loans Legal In Mineral, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Mineral, CA payday loan calculator

Payday Loans in Mineral, California: A Comprehensive Guide to Understanding Your Options

Payday loans are a popular option for those in need of quick cash, and for good reason. These loans are often a lifeline for people who need to pay unexpected bills, cover emergency expenses, or simply bridge the gap between paychecks. If you live in Mineral, California, payday loans are legal, and there are a variety of options available to you.

The Basics of Payday Loans in Mineral, California

Payday loans are an alternative to traditional bank loans, and are generally more accessible to people with lower credit scores. These loans are typically short-term, with repayment periods ranging from a few days to a few weeks. They also come with high interest rates and fees, so it’s important to understand the terms of the loan before you sign on the dotted line.

How to Apply for a Payday Loan in Mineral, California

If you’re considering a payday loan in Mineral, California, you have a few options for applying. First, you can visit a storefront lender in person. These lenders usually have physical locations where you can apply for a loan and receive cash on the spot. Alternatively, you can apply for a loan online. This option is often more convenient, as it allows you to apply from the comfort of your own home and can often result in faster approval times.

The Pros and Cons of Payday Loans in Mineral, California

Like any financial product, payday loans come with both pros and cons. On the positive side, payday loans are generally easy to qualify for, can be processed quickly, and can provide the cash you need in a pinch. However, these loans also come with high fees and interest rates, which can make them difficult to repay if you’re not careful. It’s important to carefully consider your options and your ability to repay the loan before you apply.

Interesting Facts and Statistics about Payday Loans in Mineral, California

  • As of 2020, there were over 2,000 licensed payday lenders operating in California.
  • A typical payday loan in California carries an annual percentage rate (APR) of 460%.
  • According to a survey by Pew Charitable Trusts, the average payday loan borrower takes out eight loans per year, with an average loan size of $375.
  • In California, payday lenders are required to provide borrowers with a written contract outlining the terms of the loan, including the APR and any fees.
  • California is one of 32 states that allow payday lending, but the only state that imposes a maximum loan amount of $300.

Applying for a Payday Loan with TheGuaranteedLoans

At TheGuaranteedLoans, we specialize in connecting borrowers with potential lenders. We are not a direct lender, but we can help you find a lender who may be able to offer you the loan you need. To apply for a payday loan with TheGuaranteedLoans, simply fill out our online application. Once you submit your application, we’ll connect you with a lender who may be able to help you.

Remember, payday loans in Mineral, California can be a helpful financial tool when used responsibly. However, it’s important to carefully consider your options before taking out any loan. If you’re struggling with debt or financial difficulties, there are other resources available to help, such as credit counseling or financial planning services.

F.A.Q.

What should I do if I have a complaint about a payday lender in Mineral, California?

If you have a complaint about a payday lender in Mineral, California, you can contact the Department of Business Oversight to file a complaint. The Department will investigate your complaint and take appropriate action against the lender if necessary.

Can a payday lender sue me for failing to repay my loan in Mineral, California?

Yes, a payday lender can sue you for failing to repay your loan in Mineral, California. If the lender wins the lawsuit, they may be able to garnish your wages or seize your assets in order to collect the debt. It is important to repay your loan on time to avoid this situation.

Look for Short-Term Loans in Other Cities:

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