Payday Loans in Monte Rio, California

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No payday loan companies in Monte Rio, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash 2 Go 3 5281 Mission Blvd, Montclair, CA 91763 +1 (909) 627 - 2779
Bank of Stockton Angels Camp 229 S Main St, Angels Camp, CA 95222 +1 (209) 729 - 2500
Apoyo Financiero San Jose 1060 S White Rd D, San Jose, CA 95127 +1 (408) 649 - 5952
TNL Car Title Loans 3100 Mowry Ave, Fremont, CA 94538 +1 (408) 913 - 9805
TNL Car Title Loans Merced, CA 95340 +1 (209) 248 - 6486
Bank of America Financial Center 22377 Barton Rd, Grand Terrace, CA 92313 +1 (909) 554 - 1848
Bank of America Financial Center 500 Bear Mountain Blvd, Arvin, CA 93203 +1 (661) 854 - 6100
Fournier Stephen E 2601 41st Ave STE E, Soquel, CA 95073 +1 (831) 476 - 2452
ACE Cash Express 9001 International Blvd, Oakland, CA 94603 +1 (510) 635 - 2591
MoneyGram 2576 Clarendon Ave, Huntington Park, CA 90255 +1 (323) 582 - 5467

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Monte Rio, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Saratoga, CA, Payday Loans in Seaside, CA, No Credit Check Loans in Simi Valley, CA, Payday Loans in South Gate, CA, Bad Credit Loans in South San Francisco, CA, Payday Loans in Stanton, CA, Payday Loan for Stockton, CA and Guaranteed Loans in Sunnyvale, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Monte Rio, CA.

Beautiful sights of Monte Rio, CA

Payday Loans Available in Monte Rio, CA By The Following ZIP Codes:

95462

Are Payday Loans Legal In Monte Rio, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Monte Rio, CA payday loan calculator

Payday Loans in Monte Rio, California: Everything You Need to Know

If you’re facing an unexpected emergency in Monte Rio, California, and need quick access to cash, a payday loan can be a helpful solution. Payday loans are a type of short-term loan that is easy to obtain and doesn’t require good credit. They are designed to be repaid in full on your next payday.

How Do Payday Loans Work?

The process of getting a payday loan in Monte Rio, California, is straightforward. You fill out an application and provide some personal information, income details, and proof of employment. Once approved, you receive the cash you need and agree to repay the loan on your next payday.

Most payday loan lenders in Monte Rio, California, allow you to borrow up to $300 with repayment terms of up to 31 days. However, the fees and interest rates on payday loans in California can be high, so it’s important to use them only in emergencies and to make sure you can pay them back on time.

Are Payday Loans Legal in California?

Yes, payday loans are legal in California. The state has specific laws regulating the payday loan industry, such as the maximum amount you can borrow, the maximum fees you can be charged, and the maximum interest rate allowed.

For instance, in Monte Rio, California, lenders can charge a maximum of 15% of the check’s face value, up to a maximum of $45 per loan. If you fail to repay your loan on time, the lender can charge additional fees, but they are limited to a flat fee of no more than $15.

The Pros and Cons of Payday Loans

Payday loans can provide quick access to cash when you need it most, but they also have some drawbacks.

Pros:

  • Quick access to cash
  • No credit check required
  • Easy application process

Cons:

  • High fees and interest rates
  • Short repayment terms
  • Potential for a cycle of debt

Interesting Facts and Statistics

Did you know that in California, the average payday loan amount is $250, and the average fee is $44? Or that in 2019, borrowers took out more than 10 million payday loans in California, totaling over $4 billion?

It’s also worth noting that while payday loans are legal in California, some cities and counties have passed stricter regulations, such as capping the maximum number of loans a borrower can receive each year. In Monte Rio, California, there are no additional local regulations.

Apply Now

If you’re in need of a payday loan in Monte Rio, California, TheGuaranteedLoans can help connect you with potential lenders who can provide the cash you need. Our online application process is fast and easy, and you can receive a decision in minutes.

Remember, TheGuaranteedLoans is not a direct lender but a connector service that links you with potential lenders. If you are approved for a loan, be sure to read the terms and conditions carefully and only borrow what you can afford to repay.

The Bottom Line

Payday loans can be a helpful solution when you need quick access to cash in Monte Rio, California. However, it’s important to use them responsibly and only in emergencies. Be sure to read the terms and conditions carefully, and if you have any doubts about your ability to repay the loan, consider other options.

F.A.Q.

What is a payday loan in Monte Rio, California?

A payday loan in Monte Rio, California is a short-term, high-interest loan that is intended to be repaid on the borrower's next payday.

Are payday loans legal in Monte Rio, California?

Yes, payday loans are legal in Monte Rio, California, but there are strict regulations in place to protect borrowers from predatory lending practices.

Look for Short-Term Loans in Other Cities:

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