Payday Loans in Mount Hamilton, California

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No payday loan companies in Mount Hamilton, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 1955-B8 41st Avenue, Capitola, CA 95010 +1 (831) 476 - 0757
Bank of America Financial Center 28200 CA-189, Lake Arrowhead, CA 92352 +1 (909) 336 - 6634
USA Checks Cashed & Payday Advance 14213 7th St, Victorville, CA 92395 +1 (760) 843 - 4041
PB Financial Group Corporation Hard Money - Woodland Hills Office 6320 Canoga Ave 1500a, Woodland Hills, CA 91367 +1 (818) 301 - 1236
ACE Cash Express 2900 W Beverly Blvd Ste A, Montebello, CA 90640 +1 (323) 869 - 1725
Redwood Credit Union 406 Napa Junction Rd Suite 126, American Canyon, CA 94503 +1 (707) 545 - 4000
MoneyGram 783 Rio Del Mar Blvd 3, Aptos, CA 95003 +1 (831) 687 - 0457
U.S. Bank ATM - San Dimas - Albertsons 220 E Bonita Ave, San Dimas, CA 91773 +1 (800) 872 - 2657
Caliber Home Loans - Adobe Mortgage Group 785 Alamo Dr 140, Vacaville, CA 95688 +1 (707) 469 - 1234
Check Into Cash 56887 Twentynine Palms Highway, Big Lots, Yucca Valley, CA 92284 +1 (760) 365 - 6478

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mount Hamilton, CA, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Chino, CA, Payday Loan for Chino Hills, CA, Payday Loans in Chula Vista, CA, 24-Hour Loan in Citrus Heights, CA, Payday Loans in Claremont, CA, Payday Loans in Clovis, CA, Same Day Loans in Coachella, CA and Payday Loans in Colton, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mount Hamilton, CA.

Beautiful sights of Mount Hamilton, CA

Are Payday Loans Legal In Mount Hamilton, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Mount Hamilton, CA payday loan calculator

The Truth About Payday Loans in Mount Hamilton, California

Payday loans are a popular way to get quick cash when you’re in a tough financial situation. If you live in Mount Hamilton, California, you may have heard of payday loans, but do you know how they work and what the regulations are in your state?

What Are Payday Loans?

Payday loans are small, short-term loans that are typically paid back on the borrower’s next payday. They are usually for amounts between $100 and $1,000, and the borrower must provide proof of income and a bank account to qualify. The loan is secured by a post-dated check or an authorization to withdraw money from the borrower’s bank account.

Payday loans are marketed as a quick, easy way to get cash for unexpected expenses, but they come with high interest rates and fees that can trap borrowers in a cycle of debt.

The Regulations in California

Payday loans are legal in California, but they are heavily regulated to protect consumers from predatory lending practices. In California, the maximum loan amount is $300, and the maximum fee is 15% of the face value of the check or $45, whichever is less. The maximum term of the loan is 31 days, and borrowers can only take out one loan at a time.

California also has a cooling-off period of one day between loans, which means that borrowers must wait at least 24 hours after paying off a loan before they can take out another one. This is designed to prevent borrowers from getting trapped in a cycle of debt.

How to Apply for a Payday Loan in Mount Hamilton, California

If you need a payday loan in Mount Hamilton, California, you can apply online or in person at a payday lender’s storefront location. To apply, you’ll need to provide proof of income and a bank account, and you’ll need to fill out an application with your personal information.

It’s important to remember that payday loans come with high interest rates and fees, so you should only take out a payday loan if you have no other options and you are sure you can pay it back on time.

Interesting Facts and Statistics About Payday Loans in Mount Hamilton, California

  • According to the California Department of Business Oversight, the average payday loan in California is $250, with an average APR of 372%.
  • In 2019, California payday lenders made $4.2 billion in loans, charging borrowers $1.1 billion in fees.
  • According to a survey conducted by the Pew Charitable Trusts, 69% of payday loan borrowers in California use the loans for recurring expenses, such as rent and utilities, rather than unexpected financial emergencies.

Apply Now with TheGuaranteedLoans

At TheGuaranteedLoans, we understand that unexpected expenses can be tough to deal with. That’s why we offer a quick and easy online application for payday loans in Mount Hamilton, California. We’re not a direct lender, but we work with a network of trusted lenders to connect you with the best loan option for your needs.

If you’re interested in applying for a payday loan, simply fill out our online application with your personal information, and we’ll match you with a lender who can offer you a loan that’s right for you. Apply now and get the cash you need to get back on track.

F.A.Q.

Can I be charged a higher interest rate or fees if I am a senior citizen in Mount Hamilton, California?

in Mount Hamilton, California, payday lenders are prohibited from charging higher interest rates or fees to senior citizens. All borrowers, regardless of age, are entitled to the same maximum interest rate and finance charge.

Can I be charged a higher interest rate or fees if I am a member of a minority group in Mount Hamilton, California?

in Mount Hamilton, California, payday lenders are prohibited from charging higher interest rates or fees based on a borrower's race, ethnicity, or other minority status. All borrowers are entitled to the same maximum interest rate and finance charge, regardless of their minority status.

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