Payday Loans in Mount Hermon, California

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No payday loan companies in Mount Hermon, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Bank of the West 15050 Olympic Dr, Clearlake, CA 95422 +1 (707) 994 - 6483
Continental Currency Services 315 Lincoln Blvd, Venice, CA 90291 +1 (310) 392 - 5985
Advance America 736 N H St, Lompoc, CA 93436 +1 (805) 737 - 9900
TNL Car Title Loans 400 W 2nd St Ste 1, Pomona, CA 91766 +1 (909) 784 - 1802
Chase Mortgage 502 El Camino Real, Greenfield, CA 93927 +1 (831) 674 - 3155
El Dorado Savings Bank 206 E St Charles St, San Andreas, CA 95249 +1 (209) 754 - 3888
Money Mart 1130 Country Club Dr # C, Madera, CA 93638 +1 (559) 673 - 2238
Car Title Loans California 131 W Bonita Ave, San Dimas, CA 91773 +1 (909) 787 - 1867
First Republic Bank 1215 El Camino Real, Menlo Park, CA 94025 +1 (650) 470 - 8888
Key National Funding 111 Deerwood Rd 230, San Ramon, CA 94583 +1 (925) 820 - 3800

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mount Hermon, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Compton, CA, Online Loans in Concord, CA, Payday Loans in Corona, CA, Payday Loans in Costa Mesa, CA, No Credit Check Loans in Covina, CA, Payday Loans in Culver City, CA, Payday Loans in Cupertino, CA and Payday Loans in Cypress, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mount Hermon, CA.

Payday Loans Available in Mount Hermon, CA By The Following ZIP Codes:

95041

Are Payday Loans Legal In Mount Hermon, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Mount Hermon, CA payday loan calculator

There are times when unexpected expenses can put you in a tough spot. Whether it’s a car repair, medical bill, or another type of expense you didn’t account for, it can leave you feeling stressed and in need of fast cash. While there are many ways to get extra cash, one option you might consider is taking out a payday loan in Mount Hermon, California. In this article, we will dive deeper into what payday loans are, how they work in California, and what you need to know before you apply.

What are Payday Loans?

A payday loan is a small loan that is typically due on your next payday. These types of loans are a quick and easy way to get cash when you need it. They are commonly used for unexpected expenses or to cover short-term gaps in your budget. Payday loans are available from both storefront lenders and online lenders.

How do Payday Loans Work in California?

Payday loans are legal in California. However, the state has specific laws in place to regulate payday lending. In California, payday lenders are required to be licensed by the California Department of Business Oversight. This means that they must follow certain rules and regulations that are designed to protect consumers.

California law limits the amount of a payday loan to $300. Additionally, the maximum fee that lenders can charge for a payday loan is 15% of the total amount borrowed. For example, if you borrow $200, the maximum fee that a lender can charge is $30.

Payday loans in California must also have a minimum term of 31 days. This means that the loan cannot be due in less than 31 days. Additionally, lenders in California are not allowed to rollover a payday loan. This means that if you are unable to repay the loan on the due date, the lender cannot extend the due date or offer a new loan to pay off the old one.

What You Need to Know Before You Apply

Before you apply for a payday loan in Mount Hermon, California, it’s important to understand the risks and benefits of this type of loan. Payday loans can be a helpful tool for managing unexpected expenses, but they can also lead to a cycle of debt if not used responsibly.

  • High Cost: Payday loans are typically more expensive than other types of loans. The fees and interest rates associated with payday loans can add up quickly and make it difficult to repay the loan on time.
  • Short-Term Solution: Payday loans are meant to be a short-term solution to a financial problem. They should not be used as a long-term solution for ongoing financial issues.
  • Limited Borrowing: California law limits the amount of a payday loan to $300, which may not be enough to cover all of your expenses.

Interesting Facts and Statistics about Payday Loans in Mount Hermon, California

  • According to the California Department of Business Oversight, there were 10.2 million payday loans issued in California in 2019.
  • The average payday loan amount in California is $251.
  • The average fee charged for a payday loan in California is $44.
  • In California, the maximum annual percentage rate (APR) that can be charged for a payday loan is 460%.

Apply Now

If you have decided that a payday loan is the right choice for you, TheGuaranteedLoans is here to help. We are a connector service that can match you with potential lenders. Our application process is simple, and you can complete it online from the comfort of your own home. Keep in mind that we are not a direct lender, and we do not make credit decisions. Instead, we focus on finding you the right lender to meet your needs. So, why wait? Apply now and get the cash you need today!

F.A.Q.

Can I be charged a higher interest rate or fees if I have filed for bankruptcy in Mount Hermon, California?

in Mount Hermon, California, payday lenders are prohibited from charging higher interest rates or fees to borrowers who have filed for bankruptcy. All borrowers are entitled to the same maximum interest rate and finance charge, regardless of their credit history or financial status.

Can I be charged a higher interest rate or fees if I am receiving public assistance in Mount Hermon, California?

in Mount Hermon, California, payday lenders are prohibited from charging higher interest rates or fees to borrowers who are receiving public assistance. All borrowers are entitled to the same maximum interest rate and finance charge, regardless of their income or financial situation.

Look for Short-Term Loans in Other Cities:

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