Payday Loans in Piercy, California

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No payday loan companies in Piercy, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
TitleMax Title Loans 11137 Los Alamitos Blvd, Los Alamitos, CA 90720 +1 (562) 430 - 2979
Express Payday Loans 11 Town Center Pkwy, Santee, CA 92071 +1 (619) 393 - 3949
Montana Capital Car Title Loans 110 N Washburn Cir suite a, Corona, CA 92882 +1 (951) 292 - 9230
Money Line Financial 1425 Irving St, San Francisco, CA 94122 +1 (415) 681 - 3400
Check `n Go 3880 S El Camino Real, San Mateo, CA 94403 +1 (650) 574 - 3400
Capital Funding 2650 Larkspur Ln # D, Redding, CA 96002 +1 (530) 222 - 1607
Chase Bank 1390 S Main St, Walnut Creek, CA 94596 +1 (925) 935 - 3940
Savings Bank of Mendocino County 200 N School St, Ukiah, CA 95482 +1 (707) 462 - 6613
TNL Car Title Loans 1017 Mission St, Santa Cruz, CA 95060 +1 (831) 769 - 6080
RPM Lenders 2539 S Main St, Santa Ana, CA 92707 +1 (714) 513 - 0003

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Piercy, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Pleasanton, CA, Payday Loans in Pomona, CA, Bad Credit Loans in Porterville, CA, Quick Loan in Poway, CA, No Credit Check Loans in Rancho Cordova, CA, Payday Loans in Rancho Cucamonga, CA, No Credit Check Loans in Rancho Palos Verdes, CA and Payday Loans in Rancho Santa Margarita, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Piercy, CA.

Are Payday Loans Legal In Piercy, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Piercy, CA payday loan calculator

What You Need to Know About Payday Loans in Piercy, California

If you are facing a financial emergency in Piercy, California, a payday loan might be a viable option. Payday loans are short-term loans that are typically due on your next payday. They can provide much-needed funds for unexpected expenses, such as medical bills or car repairs.

Legal Status of Payday Loans in Piercy, California

Payday loans are legal in California and are regulated by the California Department of Business Oversight. The maximum loan amount in California is $300, and the maximum term is 31 days. Lenders are required to be licensed and must provide borrowers with a written agreement that outlines the terms and conditions of the loan.

How Payday Loans Work

To obtain a payday loan, you must provide proof of income, such as a paycheck stub or bank statement, and a valid ID. Lenders typically do not perform a credit check, making payday loans an option for those with poor credit or no credit history.

If you are approved, you will receive the funds in your bank account or as cash within one business day. On your next payday, the lender will automatically deduct the loan amount plus fees from your bank account.

Pros and Cons of Payday Loans

Before deciding whether to take out a payday loan, it’s essential to consider the advantages and disadvantages.

Pros:

  • Quick and easy approval process
  • No credit check required
  • Can provide funds for emergencies
  • Can improve your credit score if you make payments on time

Cons:

  • High fees and interest rates
  • Can lead to a debt cycle if you are unable to repay the loan on time
  • May damage your credit score if you default on the loan
  • May not be a long-term solution to your financial problems

How to Choose a Payday Lender in Piercy, California

When selecting a payday lender in Piercy, California, it’s essential to do your research and choose a reputable lender. Look for lenders that are licensed by the California Department of Business Oversight and that have positive customer reviews.

It’s also crucial to read the loan agreement carefully and understand the terms and conditions before signing. Make sure you know the fees, interest rates, and due date of the loan, and ask any questions you may have before agreeing to the loan.

Apply Now with TheGuaranteedLoans

If you are in need of a payday loan in Piercy, California, you can apply now with TheGuaranteedLoans. Our online application process is quick, easy, and secure, and we work with a network of trusted lenders to help you find the best loan option for your needs.

It’s important to note that TheGuaranteedLoans is a connector service, not a direct lender. We do not make credit decisions, and we do not guarantee loan approval. However, we will work hard to facilitate your connection with potential lenders and help you find the best loan option for your unique financial situation.

Interesting Facts and Statistics About Payday Loans in Piercy, California

– In 2019, there were 11 licensed payday lenders in Piercy, California.
– The average payday loan amount in California is $250.
– The average annual percentage rate (APR) on a payday loan in California is 460%.
– 38% of payday loan borrowers in California have an income of less than $30,000 per year.

Conclusion

Payday loans can provide much-needed funds for emergency expenses, but they also come with high fees and interest rates and can lead to a cycle of debt if you are unable to repay the loan on time. If you are considering a payday loan in Piercy, California, make sure to do your research, read the loan agreement carefully, and apply with a reputable lender like TheGuaranteedLoans.

F.A.Q.

How long do I have to repay a payday loan in Piercy, California?

In general, you will have to repay a payday loan in Piercy, California within 30 days of taking out the loan. However, the exact repayment period may vary depending on the lender's policies and the terms of your loan.

Can a payday lender repossess my property if I fail to repay my loan in Piercy, California?

No, a payday lender cannot repossess your property if you fail to repay your loan in Piercy, California. Payday loans are unsecured loans, which means that the lender does not have the right to take your property if you fail to repay the loan.

Look for Short-Term Loans in Other Cities:

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