Payday Loans in Seeley, California

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No payday loan companies in Seeley, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
U.S. Bank ATM - Willows 221 W Sycamore St, Willows, CA 95988 +1 (800) 872 - 2657
Franklin Auto Sales 1455 Franklin Rd 5668, Yuba City, CA 95993 +1 (530) 419 - 5668
Loan Buyers Group 668 N Coast Hwy #1230, Laguna Beach, CA 92651 +1 (949) 499 - 8010
USA Checks Cashed & Payday Advance 3001 El Cajon Blvd #100, San Diego, CA 92104 +1 (619) 281 - 8840
Menlo Survey Federal Credit Union 345 Middlefield Rd, Menlo Park, CA 94025 +1 (650) 323 - 2493
SDCCU La Jolla Torrey Pines Branch 3366 N Torrey Pines Ct 100, La Jolla, CA 92037 +1 (877) 732 - 2848
California Bank & Trust 28200 CA-189, Suite K-100, Lake Arrowhead, CA 92352 +1 (909) 337 - 8581
Check Into Cash 421 Pioneer Ave Suite E, Woodland, CA 95776 +1 (530) 661 - 3967
USA Properties Fund Inc 4500 Tynebourne St, Sacramento, CA 95834 +1 (916) 928 - 0672
Payday Money Center 445 Main Street, Orange, CA 92868 +1 (714) 516 - 2688

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Seeley, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Rocklin, CA, Payday Loan Companies in Rohnert Park, CA, Bad Credit Loans in Rosemead, CA, Payday Loans in Roseville, CA, Payday Loans in Rowland Heights, CA, No Credit Check Loans in Sacramento, CA, No Credit Check Loans in Salinas, CA and 24-Hour Loan in San Bernardino, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Seeley, CA.

Beautiful sights of Seeley, CA

Payday Loans Available in Seeley, CA By The Following ZIP Codes:

92273

Are Payday Loans Legal In Seeley, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Seeley, CA payday loan calculator

In the state of California, payday loans are legal. These loans are designed to be short-term financial solutions for people who need immediate cash. If you live in Seeley, California and are considering a payday loan, there are several things you should be aware of before you apply.

What is a Payday Loan?

First of all, let’s clarify what a payday loan is. A payday loan is a small, short-term loan that is typically due on your next payday. These loans are usually for amounts of $500 or less, and they come with high interest rates and fees.

The process of getting a payday loan can be quick and easy. You simply fill out an application, provide proof of income, and have a valid bank account. If you are approved, the money will be deposited into your account within one business day.

The Pros and Cons of Payday Loans in Seeley, California

  • Pros: Payday loans can be a quick solution if you need cash right away. They are also easy to get approved for, regardless of your credit score. In addition, you can use the money for any purpose you need.
  • Cons: Payday loans come with very high interest rates and fees, making them one of the most expensive forms of borrowing. If you can’t pay the loan back on time, you could end up in a cycle of debt that’s hard to break.

What You Need to Know About Payday Loans in Seeley, California

There are several things you should be aware of before you apply for a payday loan in Seeley, California:

  • Loan Amount: Payday loans in California cannot exceed $300.
  • Loan Term: The term for a payday loan in California cannot exceed 31 days.
  • Interest Rates and Fees: The maximum allowed interest rate for a payday loan in California is 15%, and lenders can charge up to $17.65 for every $100 borrowed.
  • Rollovers: California law prohibits rollovers or extensions of payday loans, so you cannot take out a new loan to pay off the old one.

Are Payday Loans Right for You?

If you need cash quickly and have no other options, a payday loan might be the right choice for you. However, if you can wait until your next paycheck or have other sources of funding, you should explore those options first.

Remember, payday loans come with very high interest rates and fees, so you should only take out as much as you need and be sure you can pay it back on time.

Interesting Statistics About Payday Loans in Seeley, California

According to the California Department of Business Oversight, 1.62 million payday loans were issued in California in 2018, totaling $3.87 billion in loan volume. The average APR for a payday loan in California was 376% in 2018.

Apply Now

If you have decided that a payday loan is right for you, TheGuaranteedLoans can help connect you with potential lenders. Our service is quick and easy to use, and we can help you get the cash you need. Simply fill out our online application and we will match you with a lender that meets your needs. Remember, we are a connector service, not a direct lender, so you can rest assured that your information will be kept secure.

So why wait? Apply now and get the cash you need today!

F.A.Q.

What should I do if I have a complaint about a payday lender in Seeley, California?

If you have a complaint about a payday lender in Seeley, California, you can contact the Department of Business Oversight to file a complaint. The Department will investigate your complaint and take appropriate action against the lender if necessary.

Can a payday lender sue me for failing to repay my loan in Seeley, California?

Yes, a payday lender can sue you for failing to repay your loan in Seeley, California. If the lender wins the lawsuit, they may be able to garnish your wages or seize your assets in order to collect the debt. It is important to repay your loan on time to avoid this situation.

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