Payday Loans in Volcano, California

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No payday loan companies in Volcano, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Mechanics Bank - Danville Branch 345 Railroad Ave, Danville, CA 94526 +1 (925) 743 - 7900
Rio's Jewelry & Loan 710 W 19th St, Costa Mesa, CA 92627 +1 (949) 650 - 4224
Montana Capital Car Title Loans 7612 Pacific Blvd, Huntington Park, CA 90255 +1 (323) 870 - 6855
Concord Church Finance 227 Via Osuna, Rancho Santa Fe, CA 92091 +1 (858) 759 - 0214
Advance America 9170 Elk Grove Florin Rd Ste. J, Elk Grove, CA 95624 +1 (916) 686 - 7644
Payday Advance 2021 W Avenue J, Lancaster, CA 93536 +1 (661) 726 - 1902
Lendmark Financial Services LLC 2185 W Cleveland Ave Suite B, Madera, CA 93637 +1 (559) 664 - 0128
Express Funding 1081 Camino del Rio S, San Diego, CA 92108 +1 (619) 660 - 9024
Omega Realty & Funding 16870 W Bernardo Dr, San Diego, CA 92127 +1 (858) 674 - 4001
California Check Cashing Stores 45 S Sanborn Rd suite e, Salinas, CA 93905 +1 (831) 753 - 2274

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Volcano, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Montclair, CA, Payday Loans in Montebello, CA, Payday Loan Companies in Monterey Park, CA, Emergency Loan in Moorpark, CA, Payday Loan for Moreno Valley, CA, Emergency Loan in Morgan Hill, CA, Payday Loans in Mountain View, CA and Online Loans in Murrieta, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Volcano, CA.

Beautiful sights of Volcano, CA

Payday Loans Available in Volcano, CA By The Following ZIP Codes:

95689

Are Payday Loans Legal In Volcano, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Volcano, CA payday loan calculator

Payday Loans in Volcano, California: A Guide for Borrowers

Payday loans are a type of short-term loan that allows borrowers to access quick cash for urgent expenses. If you live in Volcano, California, you may be wondering about the legality and availability of payday loans. This article will provide you with everything you need to know about payday loans in Volcano, including the application process, regulations, and borrowing tips.

What Are Payday Loans?

Payday loans are small loans that are often used to cover unexpected expenses, such as car repairs, medical bills, or utility payments. These loans are typically due on the borrower’s next payday, which is where the name “payday loan” comes from. Borrowers can access payday loans through storefront lenders, online lenders, or alternative financial institutions.

Are Payday Loans Legal in Volcano, California?

Yes, payday loans are legal in California, including Volcano. According to California law, payday lenders are required to obtain a license from the California Department of Business Oversight, and they must comply with certain regulations to protect borrowers.

One important regulation in California is the maximum loan amount. As of 2021, borrowers can only receive payday loans up to $300. Additionally, lenders are not allowed to charge more than 15% in interest and fees for every $100 borrowed. This means that the total cost of a payday loan would be $45 for a $300 loan.

How to Apply for a Payday Loan in Volcano, California

If you’re considering a payday loan in Volcano, here are the general steps you’ll need to take:

  1. Gather your personal and financial information, such as your name, address, income, and bank account details.
  2. Find a reputable lender in Volcano or online.
  3. Submit your loan application, which may require a credit check and verification of your personal and financial information.
  4. If you’re approved for a loan, review the loan agreement carefully to understand the terms, interest rates, fees, and due date.
  5. Receive your loan funds, either by direct deposit into your bank account or in cash at a storefront location.
  6. Repay your loan on time to avoid default and additional fees.

Borrowing Tips for Payday Loans in Volcano, California

While payday loans can provide short-term relief for urgent expenses, they can also be costly and risky for borrowers. Here are some tips to help you make informed decisions when applying for a payday loan in Volcano:

  • Only borrow what you can afford to repay on your next payday, as high interest rates and fees can quickly add up.
  • Compare lenders and shop around for the best rates and terms.
  • Read the loan agreement carefully and ask questions if anything is unclear.
  • Avoid taking out multiple payday loans at once, as this can lead to a cycle of debt and financial stress.
  • If you’re struggling to repay your loan, contact your lender to discuss alternative repayment options or a repayment plan.

Interesting Facts and Statistics about Payday Loans in Volcano, California

  • As of 2021, there are over 2,000 payday lenders in California.
  • The average interest rate on a payday loan in California is 372%, according to the California Department of Business Oversight.
  • Between 2008 and 2017, the number of payday loan storefront locations in California dropped by 35%.
  • In 2019, the California legislature passed a law that restricts payday lenders from charging more than 36% in interest and fees on loans between $2,500 to $10,000.

Apply Now for a Payday Loan in Volcano, California

At TheGuaranteedLoans, we understand that financial emergencies can happen to anyone. That’s why we offer a convenient online application process for payday loans in Volcano, California. As a connector service, we work with a network of trusted lenders to help match borrowers with the right loan for their needs. Whether you need cash for a car repair, medical bill, or other expense, we’re here to help. Apply now to get started!

Note: TheGuaranteedLoans is not a direct lender and does not provide loans. We are a connector service that helps borrowers connect with potential lenders. All loan terms, rates, fees, and conditions are determined by the lender.

F.A.Q.

Can I be charged a higher interest rate or fees if I am receiving public assistance in Volcano, California?

in Volcano, California, payday lenders are prohibited from charging higher interest rates or fees to borrowers who are receiving public assistance. All borrowers are entitled to the same maximum interest rate and finance charge, regardless of their income or financial situation.

Can I be charged a higher interest rate or fees if I am a first-time borrower in Volcano, California?

in Volcano, California, payday lenders are prohibited from charging higher interest rates or fees to first-time borrowers. All borrowers are entitled to the same maximum interest rate and finance charge, regardless of their borrowing history.

Look for Short-Term Loans in Other Cities:

Adelanto Alameda Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa