Payday Loans in Washington, California

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No payday loan companies in Washington, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Student Loan Counsel 17011 Beach Blvd #822, Huntington Beach, CA 92647 +1 (800) 617 - 0078
Social Finance 375 Healdsburg Ave 280, Healdsburg, CA 95448 +1 (855) 456 - 7634
Pacific Western Bank 1204 Spring St, Paso Robles, CA 93446 +1 (805) 226 - 5300
California Budget Finance 324 W Lacey Blvd, Hanford, CA 93230 +1 (559) 589 - 1750
Chase Bank 6041 La Flecha, Rancho Santa Fe, CA 92067 +1 (858) 756 - 3777
USA Checks Cashed & Payday Advance 25716 E Baseline St, San Bernardino, CA 92410 +1 (909) 884 - 5088
Dollar Loan Center 1071 E Amar Rd, West Covina, CA 91792 +1 (626) 593 - 8940
Advance America 1234 W Ave K Space E-1, Lancaster, CA 93534 +1 (661) 945 - 2101
Bank of America Financial Center 8955 Valley View St, Buena Park, CA 90620 +1 (714) 236 - 1040
AFC Automotive Finance Corp. 1475 S Bascom Ave UNIT 205, Campbell, CA 95008 +1 (408) 260 - 2761

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Washington, CA, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Petaluma, CA, Bad Credit Loans in Pico Rivera, CA, Online Loans in Pittsburg, CA, Payday Loan for Placentia, CA, Same Day Loans in Pleasant Hill, CA, Quick Loan in Pleasanton, CA, Payday Loan Without a Credit Check in Pomona, CA and No Credit Check Loans in Porterville, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Washington, CA.

Beautiful sights of Washington, CA

Payday Loans Available in Washington, CA By The Following ZIP Codes:

95986

Are Payday Loans Legal In Washington, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Washington, CA payday loan calculator

Payday Loans in Washington, California: Understanding the Basics

If you need emergency cash, payday loans can be a quick solution. However, before applying for a payday loan in Washington or California, it’s important to know the basics. In this article, we’ll explore what payday loans are, how they work, and what you should consider before applying.

The Basics: What are Payday Loans?

Payday loans are short-term loans that are meant to be repaid when you receive your next paycheck. They are often used by borrowers who need money quickly and can’t get a traditional bank loan. Although payday loans can provide immediate relief, they often come with high interest rates and fees that can make them difficult to repay.

How do Payday Loans Work?

To get a payday loan, you’ll need to provide proof of income and a valid ID. The lender will then lend you a small amount of money, which you will have to repay with interest and fees on your next payday. In Washington, the maximum loan amount is $700 or 30% of your gross monthly income, whichever is less. In California, the maximum loan amount is $300.

What are the Risks?

Although payday loans can provide quick cash, they come with high interest rates and fees that can make them difficult to repay. In Washington, the maximum annual percentage rate (APR) on a payday loan is 391%. In California, the maximum APR is 460%. This means that if you borrow $100, you could end up paying back $150 or more.

If you can’t repay your payday loan on time, the lender may try to withdraw the funds from your bank account. This can result in high overdraft fees and a negative impact on your credit score. Additionally, if you default on your payday loan, it could be sent to collections and negatively impact your credit even further.

What to Consider Before Applying

Before applying for a payday loan, it’s important to consider whether it’s the best option for your financial situation. Some alternative options include borrowing from family or friends, applying for a personal loan from a bank or credit union, or even selling items you no longer need.

If you do decide to apply for a payday loan, be sure to read the terms and conditions carefully. Make sure you understand the fees, interest rates, and repayment terms before signing on the dotted line.

Interesting Facts and Statistics

– In 2019, the average payday loan amount in California was $251.
– According to the California Department of Business Oversight, 80% of payday loans in the state are taken out by borrowers who take out seven or more loans per year.
– In Washington, the payday loan industry generates approximately $1.6 billion in revenue each year.
– The Consumer Financial Protection Bureau found that 80% of payday loans are rolled over or renewed within two weeks.

Apply Now

If you need emergency cash and are considering a payday loan, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application to get started. As a connector service, we work with a network of lenders to help you find the right loan for your needs. However, it’s important to remember that payday loans come with high interest rates and fees, so be sure to consider all your options before applying.

F.A.Q.

Are there any alternatives to payday loans in Washington, California?

in Washington, California, borrowers may be able to explore alternative lending options, such as credit unions, community banks, or small business loans. It is important for borrowers to carefully research and compare different options before making a decision.

Do I need to have good credit to get a payday loan in Washington, California?

No, payday loans in Washington, California do not require good credit. Lenders may still perform a credit check, but bad credit is not necessarily a disqualifying factor.

Look for Short-Term Loans in Other Cities:

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