Payday Loans in Westley, California

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No payday loan companies in Westley, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Center 5710 Thornton Ave, Newark, CA 94560 +1 (510) 794 - 1099
Family Car Title Loans 9426 Firestone Blvd, Downey, CA 90241 +1 (562) 273 - 9459
Check `n Go 839 W Henderson Ave, Porterville, CA 93257 +1 (559) 781 - 4900
Advance America 900 Jefferson Blvd Ste. 120, West Sacramento, CA 95691 +1 (916) 371 - 8120
Chase Bank 1615 Woodside Rd, Redwood City, CA 94061 +1 (650) 306 - 4080
Continental Currency Services 12100 Victory Blvd, North Hollywood, CA 91606 +1 (818) 769 - 6942
Chase Bank 2900 S Norfolk St, San Mateo, CA 94403 +1 (650) 638 - 0251
Raymond James Financial Services 195 N 1st St, Dixon, CA 95620 +1 (707) 678 - 7825
Umpqua Bank 87 State Rte 26, Valley Springs, CA 95252 +1 (209) 772 - 1044
1st Pacific Pawn 736 S Pacific Ave, San Pedro, CA 90731 +1 (310) 832 - 5742

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Westley, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Watsonville, CA, Payday Loans in West Covina, CA, Payday Loans in West Hollywood, CA, Payday Loans in West Sacramento, CA, Payday Loans in Westminster, CA, Payday Loans in Whittier, CA, Payday Loan Companies in Wildomar, CA and Payday Loan for Woodland, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Westley, CA.

Beautiful sights of Westley, CA

Payday Loans Available in Westley, CA By The Following ZIP Codes:

95387

Are Payday Loans Legal In Westley, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Westley, CA payday loan calculator

Payday Loans in Westley, California – Essential Facts to Know

Payday loans are a popular type of loan that people use to get access to quick cash. In California, they are legal, and people take them out for various reasons, including covering unexpected expenses and making ends meet before their next paycheck.

How Payday Loans Work in California?

Payday loans, also known as cash advances, are intended to help people bridge the gap between paychecks. They typically range from $100 to $1,000 and come with a short repayment term of usually two to four weeks.

In California, the maximum loan amount is $300, and the maximum fee a lender can charge is 15% of the total loan amount. For instance, if you take out a $200 payday loan, the lender can charge you a maximum of $30 in fees.

It’s essential to note that California law limits the number of payday loans you can take out to one at a time, and the maximum annual percentage rate (APR) a lender can charge is 460%.

What Are the Requirements for Getting a Payday Loan in Westley, California?

To be eligible for a payday loan in California, you must meet certain requirements, including:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Show proof of income and a bank account
  • Provide a working phone number and email address

If you meet these requirements, you can apply for a payday loan in person at a lender’s location or online. Payday loans in Westley, California, are readily available, with numerous lenders to choose from.

The Benefits of Payday Loans in Westley, California

Payday loans can offer several benefits, including:

  • Quick approval process: Payday loans are usually approved faster than other types of loans, sometimes on the same day you apply.
  • No credit check required: Lenders don’t typically check your credit when you apply for a payday loan, so even if you have bad credit, you might still qualify.
  • No collateral required: Payday loans are unsecured loans, meaning you don’t have to put up any collateral to secure the loan.
  • Fewer requirements: Compared to traditional loans, payday loans have fewer requirements, making it easier for people to qualify.

Interesting Facts About Payday Loans in Westley, California

  • The average loan term for a payday loan in California is 14 days.
  • According to the California Department of Business Oversight, over 10 million payday loans were taken out in 2019, totaling over $3 billion.
  • Most payday loan borrowers in California have a household income of less than $45,000 per year.

Apply Now for a Payday Loan in Westley, California

If you need a payday loan urgently, TheGuaranteedLoans can help you connect with potential lenders. We are not a direct lender; instead, we offer a loan connector service that connects borrowers with lenders who are willing to provide them with the loan they need.

To get started, fill out our online application form, and we’ll match you with a lender that fits your needs. The application process is fast, easy, and secure. We only work with reputable lenders who follow California state laws on lending.

Don’t let unexpected bills or expenses catch you off guard. Apply today and get the payday loan you need.

F.A.Q.

Can a payday lender charge me a penalty for repaying my loan early in Westley, California?

No, a payday lender cannot charge you a penalty for repaying your loan early in Westley, California. In fact, it is generally in your best interest to repay your loan as quickly as possible to save on interest and fees.

Can a payday lender require me to have a bank account in order to take out a loan in Westley, California?

Yes, a payday lender can require you to have a bank account in order to take out a loan in Westley, California. This is because most payday lenders require borrowers to provide a post-dated check or authorize an electronic withdrawal from their bank account in order to repay the loan.

Look for Short-Term Loans in Other Cities:

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