Payday Loans in Chinese Camp, California

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No payday loan companies in Chinese Camp, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Check `n Go 29760 Rancho California Rd Suite D114, Temecula, CA 92591 +1 (951) 693 - 3033
Pacific Western Bank 1204 Spring St, Paso Robles, CA 93446 +1 (805) 226 - 5300
TitleMax Title Loans 2598 Alta Arden Expy Suite 3, Sacramento, CA 95825 +1 (916) 972 - 1147
usanewloan 1125 E Broadway, Glendale, CA 91205 +1 (888) 775 - 0859
E Money Express Inc 12173 E Carson St, Hawaiian Gardens, CA 90716 +1 (562) 467 - 7488
The Check Cashing Place 7808 Broadway, Lemon Grove, CA 91945 +1 (619) 463 - 9926
Pacific Western Bank 1255 E Grand Ave, Arroyo Grande, CA 93420 +1 (805) 473 - 2265
Valley Jewelry & Loan Co 11841 Valley Blvd, El Monte, CA 91732 +1 (626) 444 - 7296
Academy Mortgage - Morgan Hill 18625 Sutter Blvd #400, Morgan Hill, CA 95037 +1 (408) 482 - 1373
Merrill Lynch Wealth Management Advisor Lisa M Daniel 1424 State St, Santa Barbara, CA 93101 +1 (805) 963 - 6331

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Chinese Camp, CA, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Concord, CA, Payday Loans in Corona, CA, Payday Loan Without a Credit Check in Costa Mesa, CA, Short-term Loans in Covina, CA, Payday Loans in Culver City, CA, Payday Loans in Cupertino, CA, Same Day Loans in Cypress, CA and Payday Loans in Daly City, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Chinese Camp, CA.

Beautiful sights of Chinese Camp, CA

Payday Loans Available in Chinese Camp, CA By The Following ZIP Codes:

95309

Are Payday Loans Legal In Chinese Camp, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Chinese Camp, CA payday loan calculator

The Lowdown on Payday Loans in Chinese Camp, California

If you’re in need of quick cash and live in a small town like Chinese Camp, California, you may have considered taking out a payday loan. But what exactly is a payday loan, and are they legal in California? In this article, we’ll answer all your payday loan-related questions and give you the information you need to make an informed decision.

What Are Payday Loans?

Payday loans are a type of short-term loan that typically has a repayment term of two weeks or until your next payday. They are meant to help individuals who are facing unexpected expenses or emergencies and need quick access to cash. Unlike traditional loans, payday loans usually do not require a credit check and can be obtained with minimal documentation.

Are Payday Loans Legal in California?

Yes, payday loans are legal in California. In fact, the state has some of the most consumer-friendly payday loan regulations in the country. According to California state law, payday lenders can only loan up to $300 and must charge a maximum fee of 15% per $100 borrowed. This means that if you borrow $300, you will be charged a maximum fee of $45, and you will have to repay a total of $345 at the end of your loan term.

How to Apply for a Payday Loan in Chinese Camp, California

If you’ve decided that a payday loan is the right option for you, the application process is typically straightforward. You’ll need to provide the payday lender with some basic personal and financial information, including your name, address, phone number, and employment information. You’ll also need to provide the lender with a postdated check or authorization to withdraw funds from your bank account on the loan’s due date.

Most payday loan applications can be completed within 15-30 minutes, and funds are typically available within one business day. However, it’s important to note that the interest rates on payday loans can be significantly higher than traditional loans, so it’s essential to read the terms and conditions carefully before accepting any loan offers.

Interesting Facts and Statistics About Payday Loans in Chinese Camp, California

  • According to data from the California Department of Business Oversight, the average payday loan borrower in California takes out five loans per year.
  • The same data shows that at least 25% of payday loan borrowers in California are seniors.
  • In 2019, California payday lenders made over 10 million loans totaling over $3 billion.

Apply Now and Connect with Lenders in Chinese Camp

TheGuaranteedLoans is here to help you connect with lenders in Chinese Camp, California. Our online application process is fast, secure, and straightforward. We don’t require a perfect credit score like traditional lenders, and our network of lenders offers flexible repayment terms that can work for you. Get started now and see how TheGuaranteedLoans can help you get the cash you need.

Please note: TheGuaranteedLoans is not a direct lender but a connector service that can connect you with a network of potential lenders. Your loan request will be evaluated by our network of lenders, and you may be matched with a suitable lender who can provide the loan you need.

F.A.Q.

Can a payday lender arrest me for failing to repay my loan in Chinese Camp, California?

No, a payday lender cannot arrest you for failing to repay your loan in Chinese Camp, California. Lenders do not have the authority to arrest borrowers, even if they have failed to repay their loans.

How long do I have to repay a payday loan in Chinese Camp, California?

In general, you will have to repay a payday loan in Chinese Camp, California within 30 days of taking out the loan. However, the exact repayment period may vary depending on the lender's policies and the terms of your loan.

Look for Short-Term Loans in Other Cities:

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