Payday Loans in Carmel, California

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No payday loan companies in Carmel, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Patelco Credit Union 1300 E Bidwell St Suite 155, Folsom, CA 95630 +1 (916) 817 - 6140
San Diego County Credit Union 665 San Rodolfo Dr, Solana Beach, CA 92075 +1 (877) 732 - 2848
Navy Federal Credit Union - ATM 45000 Pechanga Pkwy, Temecula, CA 92592 +1 (888) 842 - 6328
California Check Cashing Stores 11002 W Magnolia Blvd a, North Hollywood, CA 91601 +1 (818) 505 - 8585
Navy Federal Credit Union - Restricted Access 1650 Lake Del Monte Drive, Monterey, CA 93943 +1 (888) 842 - 6328
Provident Credit Union Sunnyvale Community Branch 398 W El Camino Real 112, Sunnyvale, CA 94087 +1 (800) 632 - 4600
ACE Cash Express 300 W Pacific Coast Hwy, Long Beach, CA 90806 +1 (562) 599 - 2955
Car Title Loans California 8332 Sepulveda Blvd, North Hills, CA 91343 +1 (818) 714 - 0974
Union Bank 576 Main St, El Centro, CA 92243 +1 (760) 352 - 4441
Fast Money Loan 3994 N Sierra Way, San Bernardino, CA 92405 +1 (909) 475 - 7578

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Carmel, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Monrovia, CA, Online Loans in Montclair, CA, Quick Loan in Montebello, CA, Payday Loans in Monterey Park, CA, Payday Loans in Moorpark, CA, Payday Loans in Moreno Valley, CA, Online Loans in Morgan Hill, CA and Payday Loans in Mountain View, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Carmel, CA.

Beautiful sights of Carmel, CA

Are Payday Loans Legal In Carmel, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Carmel, CA payday loan calculator

Understanding Payday Loans in Carmel, California

Payday loans are short term loans typically used to cover unexpected expenses that arise before the next payday arrives. These loans are designed to be quick and easy to obtain, with little or no collateral required, making them a popular option for many people in Carmel, California.

How Payday Loans Work in Carmel, California

In California, payday loans are legal, making it easy for residents to take out a loan when they need it. The process is simple, and borrowers can expect to find many lenders offering fast and convenient service.

When applying for a payday loan, borrowers provide proof of income, employment and identification. The lender then evaluates the borrower’s ability to repay and determines the loan amount. In most cases, the loan is due when the borrower’s next paycheck arrives.

Interest rates on payday loans are often very high, which can make them expensive in the long run. In California, the maximum loan amount is $300 and the maximum interest rate is 15%.

The Benefits of Payday Loans in Carmel, California

For many people in Carmel, California, payday loans can be a helpful resource in times of financial need. These loans offer several benefits, including:

  • Fast and easy application process
  • No credit check required
  • No collateral needed
  • Funds are deposited directly into the borrower’s bank account

These benefits make payday loans particularly attractive to individuals who don’t have access to traditional forms of credit or need money quickly to cover an emergency expense.

The Risks of Payday Loans in Carmel, California

While payday loans can be a helpful resource in some situations, they also come with significant risks. Payday loans should be used carefully and for necessary expenses only to avoid falling into debt.

Some of the risks associated with payday loans include:

  • High interest rates
  • Short repayment terms
  • Potential for rollover fees and charges
  • Risk of falling into debt

It’s important to carefully consider whether a payday loan is the best option for your financial situation before taking one out.

Interesting Facts and Statistics about Payday Loans in Carmel, California

  • In 2019, California borrowers took out 10.2 million payday loans and paid $1.1 billion in fees alone.
  • The average annual percentage rate (APR) for a payday loan in California is 372%, making it one of the highest in the nation.
  • A survey of California payday loan borrowers found that 40% of borrowers took out another loan within 14 days of paying off their previous loan.

Apply Now for Payday Loans in Carmel, California

If you are in need of quick cash to cover an unexpected expense, a payday loan can be a helpful resource. TheGuaranteedLoans can help you connect with potential lenders in Carmel, California.

Please note that TheGuaranteedLoans is a connector service, not a direct lender. We work with a network of lenders to help you find the loan that meets your needs. To begin the application process, simply fill out our online form. We will review your information and connect you with potential lenders who can provide you with the funds you need.

Remember to use payday loans responsibly and only for necessary expenses. Always carefully review the loan terms and conditions before accepting a loan.

F.A.Q.

How much does a payday loan cost in Carmel, California?

The cost of a payday loan in Carmel, California varies depending on the lender and the amount borrowed. However, payday loans in Carmel, California are subject to a maximum interest rate of 15% and a maximum finance charge of $45 per $100 borrowed.

Can I renew or rollover a payday loan in Carmel, California?

in Carmel, California, payday loans cannot be renewed or rolled over, so borrowers must repay the loan in full on the due date. If a borrower is unable to repay the loan in full, they may be eligible for a payment plan with the lender.

Look for Short-Term Loans in Other Cities:

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