Payday Loans in Cima, California

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No payday loan companies in Cima, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
ACE Cash Express 7750 Limonite Ave, Riverside, CA 92509 +1 (951) 727 - 0230
Pacific Premier Bank 7480 El Camino Real, Atascadero, CA 93422 +1 (805) 468 - 4733
B G Loan & Jewelry Co 7520 Eastern Ave, Bell Gardens, CA 90201 +1 (562) 927 - 7296
LoanMe, Inc. 1900 S State College Blvd 300, Anaheim, CA 92806 +1 (844) 949 - 1928
Top Auto Car Loans Dinuba Ca 1727 San Antonio Ave, Dinuba, CA 93618 +1 (559) 397 - 0702
Bank of the West 641 Camino De Los Mares Ste C130, San Clemente, CA 92673 +1 (949) 248 - 5656
Seghetti, Waxler, Castillo & Gonzalez 2425 Porter St Ste 12, Soquel, CA 95073 +1 (831) 425 - 7676
Bank of America Financial Center 160 Yorba Linda Blvd, Placentia, CA 92870 +1 (714) 524 - 4712
Money Mart 1655 E Noble Ave, Visalia, CA 93292 +1 (559) 625 - 8292
Premier Lending 2211 Lombard St, San Francisco, CA 94123 +1 (415) 292 - 5626

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cima, CA, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Fallbrook, CA, Payday Loans in Folsom, CA, No Credit Check Loans in Fontana, CA, Payday Loan Without a Credit Check in Fountain Valley, CA, Emergency Loan in Fremont, CA, Payday Loan Companies in Fresno, CA, Payday Loans in Fullerton, CA and Payday Loan Companies in Garden Grove, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cima, CA.

Are Payday Loans Legal In Cima, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Cima, CA payday loan calculator

Understanding Payday Loans in Cima, California

Payday loans are short-term loans that help individuals in urgent need of money tide over financial emergencies. In Cima, California, payday loans are available for individuals who meet the eligibility criteria. These loans come with high-interest rates and fees and must be repaid within a short period, typically two weeks or until the next paycheck arrives.

Eligibility Criteria for Payday Loans in Cima, California

Payday loan lenders in Cima, California, have specific eligibility criteria that borrowers must meet to apply for a loan. Typically, the following conditions apply:

  • Age limit: Borrowers must be at least 18 years old to qualify for a payday loan
  • Income: Borrowers must demonstrate a regular income source and provide proof of employment or income
  • Residency: Borrowers must be residents of Cima, California, and have a valid ID document to verify their identity and address
  • Bank account: Borrowers must have an active bank account to receive the loan funds and repay the loan

It’s worth noting that payday loans are legal in California, and specific laws and regulations govern them. For example, lenders can only charge a maximum of 15% on loan fees and issue loans of up to $255 in California. Additionally, they have to ensure that borrowers can repay the loans without incurring additional fees or defaulting.

Applying for a Payday Loan in Cima, California

If you meet the eligibility criteria for a payday loan in Cima, California, you can apply for one either online or in-person. Online applications for payday loans are becoming increasingly popular due to their convenience and speed. You can complete an online application in minutes and receive a decision on your loan request within hours.

Before applying for a payday loan, it’s essential to understand the terms and conditions of the loan and the fees and interest rates associated with it. It’s also crucial to borrow responsibly and only what you can repay within the specified timeframe to avoid further financial stress.

Benefits of Payday Loans in Cima, California

Although payday loans have high-interest rates and fees, they can be useful in emergencies. For example, they can help you pay for urgent medical bills or unexpected car repairs. Additionally, payday loans in California have the following benefits:

  • Easy Qualification: Payday loans have minimal eligibility criteria, and individuals with no credit or poor credit history can also apply
  • Quick access: Payday loans are processed quickly, and you can receive the funds within a day or two if you qualify
  • No collateral needed: Payday loans are unsecured loans, and you don’t have to provide collateral to receive funds

Interesting Facts and Statistics about Payday Loans in Cima, California

  • California has over 2000 lenders who offer payday loans, with an average loan amount of $250.
  • The average interest rate for payday loans in California is 372%, and the average APR is 460%.
  • Over 10 million payday loans are issued in California annually, with borrowers taking out an average of ten loans each year.

Source: California Department of Business Oversight

Apply Now

If you’re in need of a payday loan in Cima, California, you can apply online with TheGuaranteedLoans, a connector service that helps match borrowers with potential lenders. The application process is simple and fast, and you can receive a decision on your loan request within hours. It’s important to note that TheGuaranteedLoans is not a direct lender and will only facilitate your connection with potential lenders.

Visit our website today to apply and get the financial assistance you need!

F.A.Q.

Can a payday lender require me to provide collateral in order to take out a loan in Cima, California?

No, a payday lender cannot require you to provide collateral in order to take out a loan in Cima, California. Payday loans are unsecured loans, which means that the lender does not have the right to take your property if you fail to repay the loan.

Can a payday lender require me to take out credit insurance in order to take out a loan in Cima, California?

No, a payday lender cannot require you to take out credit insurance in order to take out a loan in Cima, California. This type of insurance is optional and the decision to purchase it is up to the borrower.

Look for Short-Term Loans in Other Cities:

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