Payday Loans in Cutler, California

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No payday loan companies in Cutler, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
California Home Loans - Santa Rosa, CA 501 Stony Cir 131-A, Santa Rosa, CA 95401 +1 (707) 536 - 1095
Check Cashing & Loans 687 Manor Dr, Pacifica, CA 94044 +1 (650) 738 - 3000
Nix Neighborhood Lending 2595 W Lincoln Ave, Anaheim, CA 92801 +1 (714) 527 - 6465
Money Mart 6745 Watt Ave Ste. D, North Highlands, CA 95660 +1 (916) 331 - 7157
American AG Credit 55 N Union St, Susanville, CA 96130 +1 (530) 257 - 3376
Continental Currency Services 447 Orange Grove Blvd, Pasadena, CA 91104 +1 (626) 564 - 0712
USA Checks Cashed & Payday Advance 936 Highland Ave, National City, CA 91950 +1 (619) 477 - 2284
Money Mart 2501 W Victory Blvd Suite B, Burbank, CA 91505 +1 (818) 843 - 6078
TNL Car Title Loans 126 Avocado Ave #283, Perris, CA 92571 +1 (951) 383 - 3698
HDZ Loans & Jewelry Pawn Shop 109 E 2nd St, Calexico, CA 92231 +1 (760) 357 - 9651

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cutler, CA, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in La Puente, CA, Payday Loans in La Quinta, CA, 24-Hour Loan in La Verne, CA, Payday Loan for Laguna Hills, CA, Emergency Loan in Laguna Niguel, CA, Same Day Loans in Lake Elsinore, CA, Payday Loans in Lake Forest, CA and Payday Loans in Lakewood, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cutler, CA.

Beautiful sights of Cutler, CA

Payday Loans Available in Cutler, CA By The Following ZIP Codes:

93615

Are Payday Loans Legal In Cutler, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Cutler, CA payday loan calculator

Payday Loans in Cutler, California

If you find yourself in need of emergency money, a payday loan can be a lifesaver. In California, payday loans are legal, and Cutler residents have several options for securing them. However, before you apply for a payday loan, it is important to understand the terms of the loan and the laws that regulate them in California.

What are Payday Loans?

A payday loan is a short-term loan that is designed to help you when you are in a tight financial spot and need cash quickly. Typically, payday loans are due within two weeks of the date of the loan. They are often used to cover unexpected expenses, such as car repairs, medical bills, or an overdue utility payment.

How Payday Loans Work in Cutler, California

In California, payday loans are governed by the California Department of Business Oversight. This state agency regulates all payday lending practices in California, including the fees and interest rates that lenders can charge. The maximum amount you can borrow is $300, and lenders can charge a maximum of 15% of the total loan amount as a fee. This means that if you borrow $100, you will pay $15 in fees.

You can only borrow one payday loan at a time, and the lender must give you a written agreement that explains the terms of the loan, including the fees and interest rates. The lender is not allowed to charge you more than the agreed-upon fees and interest, and they are not allowed to charge you any hidden fees.

How to Apply for a Payday Loan in Cutler, California

To apply for a payday loan in Cutler, California, you must be at least 18 years old and have a valid ID, proof of income, and a checking account. Most payday lenders in Cutler have an online application process, which makes it easy to apply from the comfort of your own home. Simply fill out the application and provide the required documentation. If you are approved for a payday loan, the lender will deposit the money directly into your checking account within one to two business days.

The Risks of Payday Loans

While payday loans can be a lifesaver in an emergency, they can also be a risky choice. Because payday loans have high interest rates and fees, it can be difficult to pay them back on time. If you do not repay the loan on time, you may have to pay additional fees and interest, which can quickly add up. This can trap you in a cycle of debt that can be difficult to break.

It is important to be aware of the risks before you apply for a payday loan. Be sure to read the terms of the loan carefully, and make sure you can repay the loan on time before you borrow. If you are unable to repay the loan on time, contact your lender immediately to see if they can work out a payment plan with you.

Interesting Facts and Statistics About Payday Loans in Cutler, California

  • According to the California Department of Business Oversight, there were 10,220 licensed payday lender locations in California as of 2019.
  • In 2019, Californians took out a total of $2.8 billion in payday loans, according to the California Department of Business Oversight.
  • The average payday loan in California is $250, according to the California Department of Business Oversight.

Apply Now for a Payday Loan in Cutler, California

If you need cash quickly, a payday loan may be right for you. TheGuaranteedLoans can help connect you with potential lenders in Cutler, California. Our online application process is fast and easy, and we can help you get the funds you need within one to two business days. Please note that TheGuaranteedLoans is a connector service and not a direct lender. We work with a network of trusted lenders to help you find the best loan for your needs.

Apply now and get the emergency cash you need!

F.A.Q.

Can a payday lender require me to take out multiple loans in order to repay an existing loan in Cutler, California?

No, a payday lender cannot require you to take out multiple loans in order to repay an existing loan in Cutler, California. This practice, known as loan stacking, is illegal in the state and can lead to significant financial hardship for borrowers.

Can a payday lender require me to provide personal information, such as my social security number, in order to take out a loan in Cutler, California?

Yes, a payday lender can require you to provide personal information, such as your social security number, in order to take out a loan in Cutler, California. This information is used to verify your identity and determine your eligibility for a loan.

Look for Short-Term Loans in Other Cities:

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