Payday Loans in Lebec, California

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No payday loan companies in Lebec, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Montana Capital Car Title Loans 6564 Mission St, Daly City, CA 94014 +1 (650) 437 - 1996
Check `n Go 1717 Oakdale Rd Suite M, Modesto, CA 95355 +1 (209) 572 - 4400
California Bank & Trust 300 Broadway, Millbrae, CA 94030 +1 (650) 697 - 3334
Speedy Cash 11401 S Figueroa St, Los Angeles, CA 90061 +1 (323) 779 - 2571
Rabobank America Atm 49751 Harrison St, Coachella, CA 92236 +1 (800) 942 - 6222
Mechanics Bank - Nipomo Branch 615 W Tefft St, Nipomo, CA 93444 +1 (805) 929 - 1911
Tri Counties Bank 844 Bridge St, Colusa, CA 95932 +1 (530) 458 - 2030
Express Bad Credit Loans Moreno Valley 23834 Sunnymead Boulevard, Moreno Valley, CA 92553 +1 (951) 441 - 2448
Greater Suburban Mortgage 820 N H St, Lompoc, CA 93436 +1 (805) 735 - 2789
DolEx Dollar Express 5831 Firestone Blvd. Ste. D 1, South Gate, CA 90280 +1 (888) 246 - 2527

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lebec, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in El Centro, CA, Payday Loans in El Dorado Hills, CA, Payday Loans in El Monte, CA, Payday Loans in Elk Grove, CA, 24-Hour Loan in Encinitas, CA, Quick Loan in Escondido, CA, Payday Loan Without a Credit Check in Fair Oaks, CA and Payday Loans in Fairfield, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lebec, CA.

Beautiful sights of Lebec, CA

Payday Loans Available in Lebec, CA By The Following ZIP Codes:

93243

Are Payday Loans Legal In Lebec, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Lebec, CA payday loan calculator

Payday loans have become a popular way for people to cover emergency expenses, especially in California. While these loans are not intended for long-term use and can carry high fees, they can be helpful in a pinch.

What are payday loans in Lebec, California?

A payday loan is a small, short-term loan that is intended to cover an emergency expense until your next payday. In California, payday loans are legal and governed by state law.

To obtain a payday loan in Lebec, California, you must meet certain criteria. You must be at least 18 years old and provide proof of income, such as a paycheck stub or bank statement. You must also provide a valid government-issued ID and have an active checking account. Finally, you must provide proof of residency in Lebec, California.

How do payday loans work in Lebec, California?

Payday loans in Lebec, California are typically for amounts between $100 and $1,000. The loan term is usually between two weeks and one month, or until your next payday. When you apply for a payday loan, you will be asked to provide a post-dated check or authorize an electronic debit from your checking account for the amount of the loan plus the lender’s fees and interest.

If you are unable to repay the loan when it is due, you will incur additional fees and interest charges. In order to avoid these charges, it is important to repay the loan in full when it is due or to make other arrangements with your lender.

What are the fees and interest rates for payday loans in Lebec, California?

The fees and interest rates for payday loans in Lebec, California can vary depending on the lender and the amount of the loan. The maximum fee a lender can charge is 15% of the total loan amount. For example, if you borrow $500, the maximum fee you can be charged is $75.

Interest rates for payday loans in California are capped at 36%. This means that if you borrow $500, the maximum interest you can be charged is $15.

Why might someone consider a payday loan in Lebec, California?

Payday loans can be helpful in a number of situations, such as:

  • Emergency car repairs
  • Medical expenses
  • Unexpected home repairs
  • Other unexpected expenses

While it is important to carefully consider the fees and interest rates associated with payday loans, they can be a useful tool for individuals who need to cover emergency expenses between paychecks.

Interesting facts about payday loans in Lebec, California

  • In California, the average payday loan amount is $250.
  • Payday loans in California have an average APR of 372%.
  • 70% of payday loan borrowers in California use the funds for recurring expenses, such as rent or utilities.

Apply Now

TheGuaranteedLoans is here to help you connect with potential lenders for payday loans in Lebec, California. We are not a direct lender, but rather a connector service that can help you find the right lender for your needs.

If you are interested in applying for a payday loan, simply fill out our online application. We will review your information and connect you with potential lenders who may be able to provide you with the funds you need to cover your emergency expenses.

Remember, payday loans are not intended for long-term use and can carry high fees and interest rates. Always carefully consider the terms and conditions of any loan before accepting it.

F.A.Q.

How do I apply for a payday loan in Lebec, California?

To apply for a payday loan in Lebec, California, you must visit a payday lender in person and provide proof of income, identification, and a blank check from an active checking account.

How long does it take to get a payday loan in Lebec, California?

In most cases, payday loans in Lebec, California can be approved and disbursed within a few hours.

Look for Short-Term Loans in Other Cities:

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