Payday Loans in Lewiston, California

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No payday loan companies in Lewiston, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
TitleMax Title Loans 17401 Beach Blvd, Huntington Beach, CA 92647 +1 (714) 841 - 1367
Check Into Cash 865 Arrow Hwy, San Dimas, CA 91773 +1 (909) 394 - 2210
About Justice 1936 De La Vina St, Santa Barbara, CA 93101 +1 (805) 563 - 0853
Check `n Go 377 Arneill Rd, Camarillo, CA 93010 +1 (805) 484 - 6067
Montana Capital Car Title Loans 585 G St, Chula Vista, CA 91910 +1 (619) 345 - 5467
CashMax 2160 El Camino Ave B, Sacramento, CA 95821 +1 (916) 649 - 1755
TitleMax Title Loans 1871 N Hacienda Blvd, La Puente, CA 91744 +1 (626) 918 - 1923
Sandler O'Neill + Partners, L.P. 555 California St 1925, San Francisco, CA 94104 +1 (415) 978 - 5000
TNL Car Title Loans 850 E Las Tunas Dr #410, San Gabriel, CA 91776 +1 (626) 774 - 7590
Cashback Loans 332 N Azusa Ave, West Covina, CA 91791 +1 (626) 332 - 4300

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lewiston, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Hayward, CA, Payday Loans in Hemet, CA, Payday Loans in Hesperia, CA, Payday Loans in Highland, CA, Same Day Loans in Hollister, CA, Online Loans in Huntington Beach, CA, No Credit Check Loans in Huntington Park, CA and Payday Loans in Indio, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lewiston, CA.

Beautiful sights of Lewiston, CA

Payday Loans Available in Lewiston, CA By The Following ZIP Codes:

96052

Are Payday Loans Legal In Lewiston, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Lewiston, CA payday loan calculator

Payday Loans in Lewiston, California: A Comprehensive Guide

Payday loans are a type of loan often used by individuals who need quick cash to cover unexpected expenses. These loans are typically due on the borrower’s next payday and come with high-interest rates and fees. Despite the risks associated with payday loans, they remain a popular choice for many individuals, including those in Lewiston, California.

How Payday Loans Work

Payday loans are short-term loans typically offered in small amounts, usually between $100 and $500. In Lewiston, California, the maximum loan amount for payday loans is $300.

To secure a payday loan, a borrower must provide proof of income, a valid ID, and a checking account. The lender then verifies the information and approves the loan, which is typically due on the borrower’s next payday. If the borrower cannot repay the loan on time, the lender may extend the loan for an additional fee.

The Risks Associated with Payday Loans

While payday loans can provide quick cash relief for those in need, they come with significant risks. One major risk is the high interest rates and fees associated with these loans. In Lewiston, California, lenders can charge up to $15 in interest per $100 borrowed, which can add up quickly.

Another risk associated with payday loans is the short repayment period. Borrowers have only a few weeks to repay the loan, which can be difficult for those who are already struggling financially. If the borrower is unable to repay the loan on time, they may be subject to additional fees and interest charges.

In addition to the financial risks, payday loans can also create a cycle of debt. Many borrowers are unable to repay their loans on time and end up taking out additional loans to cover the original loan. This cycle can continue, leading to a never-ending cycle of debt and financial hardship.

Payday Loan Regulations in Lewiston, California

Payday loans are legal in California, including in Lewiston. However, there are regulations in place to protect borrowers from predatory lending practices. Some of the regulations in place in California include:

  • Lenders cannot charge more than $15 in interest per $100 borrowed.
  • The maximum loan amount for payday loans in California is $300.
  • Borrowers can only have one loan outstanding at a time.
  • Lenders are required to provide borrowers with a written agreement that details the terms of the loan.

Interesting Facts and Statistics

  • The average payday loan borrower in California takes out 10 payday loans per year.
  • California has some of the strictest payday lending regulations in the country.
  • Payday lending is a $46 billion industry in the United States.
  • Payday loans are most commonly used for basic expenses like rent, utilities, and food.

Applying for a Payday Loan in Lewiston, California

If you are considering applying for a payday loan in Lewiston, California, it’s important to carefully weigh the risks and benefits before taking on this type of debt. At TheGuaranteedLoans, we are a connector service that can help you find a potential lender and facilitate the borrowing process.

It’s important to note that we are not a direct lender, and we do not make decisions regarding loan approval or denial. We simply connect you with potential lenders and allow them to make those decisions based on your application and financial circumstances.

In Conclusion

Payday loans can be a valuable resource for those in need of quick cash, but they come with significant risks. If you are considering a payday loan in Lewiston, California, it’s important to carefully weigh the risks and benefits before applying. And if you do decide to take on this type of debt, be sure to work with a reputable lender and understand the terms of your loan before signing on the dotted line.

Apply Now for a Payday Loan in Lewiston, California

If you’re ready to apply for a payday loan in Lewiston, California, TheGuaranteedLoans can help. Simply fill out our online application, and we’ll connect you with potential lenders who may be able to offer you the funds you need. Remember, we are a connector service, not a direct lender. We’ll simply facilitate your connection with potential lenders, and allow them to make the decisions regarding loan approval and denial based on your application and financial circumstances.

F.A.Q.

How do I apply for a payday loan in Lewiston, California?

To apply for a payday loan in Lewiston, California, you will need to visit a payday lender in person or apply online. You will need to provide proof of income, a valid identification, and proof of a bank account in order to be eligible for a loan.

How much can I borrow with a payday loan in Lewiston, California?

The maximum amount that you can borrow with a payday loan in Lewiston, California depends on your income and the lender's policies. In general, payday loans in Lewiston, California range from $100 to $255.

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