Payday Loans in Mentone, California

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Mentone, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Oportun 620 S Cherokee Ln, Lodi, CA 95240 +1 (209) 263 - 0807
Colusa-Glenn Farm Credit 310 6th St, Colusa, CA 95932 +1 (530) 458 - 2163
Quick Check Cashing Stores 1848 A St, Antioch, CA 94509 +1 (925) 706 - 9400
Union Bank 26407 Ynez Rd, Temecula, CA 92591 +1 (951) 296 - 5368
Wells Fargo Home Mortgage 4590 MacArthur Blvd Suite 1400, Newport Beach, CA 92660 +1 (949) 809 - 2555
Thrivent Financial for Lutherans 611 4th St, Tulelake, CA 96134 +1 (530) 592 - 4287
Bank of the West 6661 Front St, Forestville, CA 95436 +1 (707) 887 - 3320
ACE Cash Express 11098 Atlantic Ave B, Lynwood, CA 90262 +1 (310) 631 - 8626
Check `n Go 1554 N Sanborn Rd, Salinas, CA 93905 +1 (831) 751 - 7905
Navy Federal Credit Union - Restricted Access 1650 Lake Del Monte Drive, Monterey, CA 93943 +1 (888) 842 - 6328

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mentone, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Costa Mesa, CA, Payday Loans in Covina, CA, Payday Loan Companies in Culver City, CA, 24-Hour Loan in Cupertino, CA, Guaranteed Loans in Cypress, CA, No Credit Check Loans in Daly City, CA, No Credit Check Loans in Dana Point, CA and Payday Loans in Danville, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mentone, CA.

Beautiful sights of Mentone, CA

Payday Loans Available in Mentone, CA By The Following ZIP Codes:

92359

Are Payday Loans Legal In Mentone, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Mentone, CA payday loan calculator

Payday Loans in Mentone, California: What You Need to Know

Payday loans are a common financial solution for individuals who need quick cash. Although they are short-term loans, they can help borrowers make ends meet when unexpected expenses arise. In Mentone, California, payday loans are legal and regulated by state laws. Here’s what you need to know when considering a payday loan in Mentone.

How Payday Loans Work in Mentone

Payday loans are small-dollar loans that typically range between $100 and $500. They are designed to be repaid within a short amount of time, usually within two to four weeks. Borrowers must provide proof of income and a bank account to qualify for a payday loan in Mentone. In many cases, lenders require a post-dated check or electronic access to the borrower’s bank account to ensure repayment.

Payday lenders in Mentone typically charge high interest rates and fees. The state of California sets a maximum interest rate of 15% on loans up to $255. For loans between $255 and $1,500, the interest rate can be as high as 36%. In addition to interest, lenders may charge origination fees, late fees, and non-sufficient funds (NSF) fees.

The Pros and Cons of Payday Loans

Prior to taking out a payday loan, it’s important to weigh the advantages and disadvantages of this type of loan.

Pros:

  • Quick access to cash when you need it most
  • No credit check required
  • Approval rates are high

Cons:

  • High interest rates and fees
  • Risk of falling into a cycle of debt if the loan isn’t repaid on time
  • May not be a long-term solution to financial problems

It’s important to determine if a payday loan is the right choice for you and your financial situation.

How to Qualify for a Payday Loan in Mentone

In order to qualify for a payday loan in Mentone, borrowers must meet certain requirements. These requirements typically include:

  • 18 years of age or older
  • Valid identification
  • Proof of income (such as a pay stub)
  • Active checking account

Meeting these requirements doesn’t guarantee approval for a payday loan. Lenders will also consider other factors, such as the borrower’s credit history and debt-to-income ratio.

Interesting Facts About Payday Loans in Mentone

  • In 2019, the average payday loan in California was $250.
  • Between 2006 and 2016, Californians paid nearly $3.5 billion in payday loan fees.
  • In 2018, the California legislature passed a bill that would have capped interest rates on loans between $2,500 and $10,000. However, the bill was vetoed by the governor.

Apply Now for a Payday Loan in Mentone

Thinking about applying for a payday loan in Mentone? TheGuaranteedLoans can help. As a connector service, we work with a network of reputable lenders who offer payday loans in Mentone and throughout California. Fill out our online application to get started today. Remember, a payday loan may not be the best long-term solution for your financial needs. Consider all options before making a decision.

Note: TheGuaranteedLoans is not a direct lender. We facilitate your connection with potential lenders to help you find a short-term loan that meets your needs.

F.A.Q.

Can I be charged a higher interest rate or fees if I am a repeat borrower in Mentone, California?

in Mentone, California, payday lenders are prohibited from charging higher interest rates or fees to repeat borrowers. All borrowers are entitled to the same maximum interest rate and finance charge, regardless of how many times they have borrowed in the past.

Can I be charged a higher interest rate or fees if I am a borrower who has defaulted on a payday loan in the past in Mentone, California?

in Mentone, California, payday lenders are prohibited from charging higher interest rates or fees to borrowers who have defaulted on a payday loan in the past. All borrowers are entitled to the same maximum interest rate and finance charge, regardless of their borrowing history.

Look for Short-Term Loans in Other Cities:

Adelanto Alameda Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa