Payday Loans in Nice, California

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No payday loan companies in Nice, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Loan Advisors Inc 9870 Research Dr, Irvine, CA 92618 +1 (949) 435 - 5500
Westamerica Bank 202 W Napa St, Sonoma, CA 95476 +1 (707) 935 - 3200
Fast Auto Loans, Inc. 1421 N Santa Fe Ave, Vista, CA 92084 +1 (442) 224 - 3989
Check Into Cash 9046 Sepulveda Blvd, Suite F-4, North Hills, CA 91343 +1 (818) 830 - 2669
USA Checks Cashed & Payday Advance 16352 Main St, Hesperia, CA 92345 +1 (760) 949 - 5556
Allied Cash Advance 777 CA-49 #3, Jackson, CA 95642 +1 (209) 223 - 4190
Downtown Lending Group 707 Merchant St, Vacaville, CA 95688 +1 (707) 689 - 5833
UC Hopland Research & Extension Center 4070 University Rd, Hopland, CA 95449 +1 (707) 744 - 1424
Union Bank 144 N China Lake Blvd, Ridgecrest, CA 93555 +1 (760) 375 - 4425
Chase Bank 1467 Main St, Ramona, CA 92065 +1 (760) 789 - 0223

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Nice, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in San Bernardino, CA, Payday Loans in San Bruno, CA, Payday Loans in San Clemente, CA, Payday Loans in San Diego, CA, Payday Loan Companies in San Dimas, CA, Bad Credit Loans in San Francisco, CA, Payday Loans in San Gabriel, CA and Payday Loans in San Jacinto, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Nice, CA.

Beautiful sights of Nice, CA

Payday Loans Available in Nice, CA By The Following ZIP Codes:

95464

Are Payday Loans Legal In Nice, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Nice, CA payday loan calculator

Payday Loans in Nice, California

When life throws an unexpected expense your way, it can be tempting to turn to a payday loan for quick cash. In Nice, California, payday loans are legal, but it’s important to understand the potential risks and drawbacks before taking one out. Here’s what you need to know about payday loans in Nice.

What is a payday loan?

A payday loan is a short-term loan typically due on your next payday. These loans often come with high interest rates and fees and are designed to be a quick solution for those in need of fast cash. In Nice, California, payday loans are limited to $300 and can only be extended up to six months.

The Pros of Payday Loans in Nice, California

  • Quick access to cash: Payday loans are often processed within one business day, making them a good option if you need cash fast.
  • No credit check: Payday lenders typically don’t require a credit check, so you may be able to get a loan even if you have bad credit or no credit history.
  • Easy application process: Many payday lenders offer online applications, making it easy to apply from the comfort of your own home.

The Cons of Payday Loans in Nice, California

  • High interest rates: Payday loans often come with interest rates that can be significantly higher than other types of loans. In California, payday lenders can charge up to 15% on loans up to $300.
  • Short repayment terms: Payday loans are typically due on your next payday, which can be as soon as two weeks from the date you receive the loan. This can make repayments difficult to manage if you’re already struggling financially.
  • Debt cycle: Many payday borrowers find themselves in a cycle of debt where they take out new loans to pay off old ones. This can lead to a dangerous cycle of debt that’s hard to break.

Interesting Facts and Statistics About Payday Loans in Nice, California

  • The average payday loan borrower in California takes out 10 loans per year.
  • Payday lenders in California made $3.6 billion in loans in 2018.
  • California has some of the strongest payday lending regulations in the country.

Apply Now

At TheGuaranteedLoans, we understand that unexpected expenses can be stressful. That’s why we’re here to help connect you with potential lenders in the Nice, California area. Fill out our online application today and we’ll work to match you with a lender that meets your needs. Remember, we’re a connector service and not a direct lender.

Please note: Payday loans can be a risky financial decision and should only be used as a last resort. If you’re struggling with debt, consider speaking with a financial advisor or credit counselor.

F.A.Q.

Can a payday lender require me to take out multiple loans in order to repay an existing loan in Nice, California?

No, a payday lender cannot require you to take out multiple loans in order to repay an existing loan in Nice, California. This practice, known as loan stacking, is illegal in the state and can lead to significant financial hardship for borrowers.

Can a payday lender require me to provide personal information, such as my social security number, in order to take out a loan in Nice, California?

Yes, a payday lender can require you to provide personal information, such as your social security number, in order to take out a loan in Nice, California. This information is used to verify your identity and determine your eligibility for a loan.

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