Payday Loans in Philo, California

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No payday loan companies in Philo, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Sun Cash 730 H St, Chula Vista, CA 91910 +1 (619) 357 - 4117
Discount Title Loans 12716 Riverside Dr #100, Valley Village, CA 91607 +1 (818) 761 - 9102
Travis Credit Union 1380 E Covell Blvd, Davis, CA 95616 +1 (800) 877 - 8328
Montana Capital Car Title Loans 8605 Long Beach Blvd Unit C, South Gate, CA 90280 +1 (323) 553 - 4443
Check `n Go 92A W Court St, Woodland, CA 95695 +1 (530) 668 - 3300
Continental Currency Services 12854 Pioneer Blvd, Norwalk, CA 90650 +1 (562) 868 - 2018
Patterson Financial 355 E St suite f, Patterson, CA 95363 +1 (209) 892 - 8161
Raymond James Financial Services 1638 Huntoon St suite b, Oroville, CA 95965 +1 (530) 532 - 0593
Morris Silverman Management Corporation 7109 Broadway, Lemon Grove, CA 91945 +1 (619) 460 - 1410
Advance America 9881 Chapman Ave, Garden Grove, CA 92841 +1 (714) 590 - 0123

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Philo, CA, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Norwalk, CA, Payday Loans in Novato, CA, Payday Loans in Oakland, CA, Payday Loans in Oakley, CA, Payday Loans in Oceanside, CA, Payday Loans in Ontario, CA, Payday Loans in Orange, CA and Short-term Loans in Orangevale, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Philo, CA.

Payday Loans Available in Philo, CA By The Following ZIP Codes:

95466

Are Payday Loans Legal In Philo, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Philo, CA payday loan calculator

Everything You Need to Know About Payday Loans in Philo, California

Payday loans are a popular choice for individuals who need quick access to cash. In Philo, California, these loans are also legal, which means that you have several options to choose from. But before you apply, it’s important to understand what payday loans are and how they work.

What Are Payday Loans?

Payday loans are short-term loans that typically range from $100 to $1,000. They are designed to help individuals who need money before their next payday. The loans are usually due within two weeks, but in some cases, they may be extended up to 31 days. Payday loans are meant to be repaid in full on your next payday.

Payday loans are different from other types of loans because they do not require a credit check. Instead, lenders will typically require proof of income and a bank account. The lender will then use your income to determine how much money they are willing to lend you. The loans are typically approved within a day or two of applying.

How Do Payday Loans Work in Philo?

In Philo, California, payday loans are legal and regulated by the California Department of Business Oversight. To apply for a payday loan, you will need to provide proof of income, a bank account, and other personal information. Once your application is approved, you will receive the money directly into your bank account.

The fees for payday loans in Philo are regulated by the state of California. Lenders can charge a maximum of 15% on loans up to $300. For loans over $300, lenders can charge an additional 10%. This means that if you borrow $100, you can expect to pay back $115.

If you are unable to repay the loan on your next payday, you may be able to extend the loan. However, this will come with additional fees and interest. It’s important to carefully review the terms and conditions before extending a payday loan.

Applying for a Payday Loan in Philo

Applying for a payday loan in Philo is easy and can be done in person or online. However, it’s important to choose a reputable lender that you can trust. TheGuaranteedLoans helps connect individuals with potential lenders. We are not a direct lender and we do not make credit decisions. Instead, we work with a network of lenders to help you find the best loan option for your needs.

To apply for a payday loan through TheGuaranteedLoans, you will need to provide some basic personal information, proof of income, and a bank account. Once you submit your application, we will connect you with potential lenders who may be able to offer you a loan. If a lender approves your application, you will receive the money directly into your bank account.

Interesting Facts and Statistics About Payday Loans in Philo, California

  • California has the largest payday lending market in the United States. In 2015, the industry issued 10.8 million loans worth $4.2 billion.
  • The average interest rate on payday loans in California is about 375%. This is much higher than the state’s usury limit of 36%.
  • In 2016, the California Department of Business Oversight conducted a survey of payday lending customers. The survey found that 62% of borrowers had an annual income of less than $30,000.

Apply Now

If you need a payday loan in Philo, California, TheGuaranteedLoans is here to help. We work with a network of reputable lenders who can offer you a loan that meets your needs. To get started, simply fill out our online application form. We’ll take care of the rest.

Remember, payday loans can be a useful tool for individuals who need quick access to cash. However, it’s important to use them responsibly and only when necessary. If you have any questions or concerns, feel free to contact us. We’re always here to help.

F.A.Q.

What is the maximum interest rate that a payday lender can charge in Philo, California?

The maximum interest rate that a payday lender can charge in Philo, California is 459% APR. This rate is much higher than the rates charged by traditional lenders, such as banks and credit unions.

Are there any alternatives to payday loans in Philo, California?

Yes, there are several alternatives to payday loans in Philo, California that you may want to consider. For example, you can apply for a small personal loan from a bank or credit union, or you can seek help from a nonprofit organization that offers financial counseling and assistance.

Look for Short-Term Loans in Other Cities:

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