Payday Loans in Round Mountain, California

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No payday loan companies in Round Mountain, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
First Republic Bank 73010 El Paseo, Palm Desert, CA 92260 +1 (760) 776 - 8882
Check `n Go 3341 Deer Valley Rd, Antioch, CA 94531 +1 (925) 753 - 1900
South City Pawn 230 Miller Ave, South San Francisco, CA 94080 +1 (650) 589 - 4433
Advance America 8401 Church St Unit D, Gilroy, CA 95020 +1 (408) 842 - 0263
Check `n Go 2549 North Sycamore Drive, Simi Valley, CA 93065 +1 (805) 581 - 4800
Swift Title Loans Laguna Woods 24570 El Toro Rd, Laguna Woods, CA 92637 +1 (949) 541 - 2760
Golden Financial Services 600 Palm Ave #221, Imperial Beach, CA 91932 +1 (858) 605 - 6196
Apoyo Financiero Gilroy 6904 B-1 Automall Parkway, Gilroy, CA 95020 +1 (408) 337 - 8621
First National Bank of Northern California 756 Main St, Half Moon Bay, CA 94019 +1 (650) 726 - 6373
Auto Title Loans: Cash 4 You Plus 13345 Telegraph Rd unit j, Whittier, CA 90605 +1 (562) 903 - 5511

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Round Mountain, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Murrieta, CA, Same Day Loans in Napa, CA, Payday Loans in National City, CA, No Credit Check Loans in Newark, CA, Payday Loans in Newport Beach, CA, Same Day Loans in North Highlands, CA, Guaranteed Loans in Norwalk, CA and Payday Loans in Novato, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Round Mountain, CA.

Payday Loans Available in Round Mountain, CA By The Following ZIP Codes:

96084

Are Payday Loans Legal In Round Mountain, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Round Mountain, CA payday loan calculator

Payday loans are a form of short-term lending designed to offer quick and easy access to cash. In Round Mountain, California, payday loans have become a popular way for people to meet unexpected expenses or bridge gaps in their budgets. Here’s what you need to know about getting a payday loan in Round Mountain.

How do payday loans work?

Payday loans are typically small-dollar loans that are repaid quickly, often within two weeks. Rather than looking at a borrower’s creditworthiness, payday lenders typically consider the borrower’s income and ability to repay the loan. To apply for a payday loan, borrowers usually need to provide proof of income and a checking account.

The lender provides the borrower with the loan amount, and the borrower agrees to repay the loan plus fees and interest on their next payday. In Round Mountain, the fees for payday loans are regulated by the state, and lenders are required to disclose the annual percentage rate (APR) of the loan.

What are the benefits of payday loans?

  • Quick access to cash
  • No credit check required
  • Flexible repayment options
  • Can help during emergencies

Payday loans can be a lifeline for people facing unexpected expenses such as medical bills or car repairs. They can also be a useful tool for people with irregular income, such as self-employed workers, who may need to bridge gaps in their cash flow.

What are the risks of payday loans?

  • High interest rates and fees
  • Can lead to a cycle of debt
  • May not be able to repay on time
  • Can damage credit score

Payday loans are designed to be repaid quickly, but if borrowers are unable to repay on time, they may be subject to additional fees and interest charges. This can lead to a cycle of debt, where borrowers take out new loans to pay off old ones, racking up more fees and interest.

Interesting facts about payday loans in Round Mountain, California

  • In 2020, 1,300 people in Round Mountain, California took out a payday loan.
  • The average payday loan amount was $300.
  • The average APR for a payday loan in California is 372%.
  • California has some of the strongest payday lending regulations in the country.

If you’re considering a payday loan in Round Mountain, it’s important to educate yourself about the risks and benefits of this type of borrowing. Make sure you understand the fees and interest rates associated with the loan, and have a plan in place for repaying the loan on time.

Apply now for a payday loan in Round Mountain

At TheGuaranteedLoans, we connect borrowers with potential lenders who offer payday loans in Round Mountain. Our online application is quick and easy to fill out, and we can help you find a lender who meets your needs. Remember, we are a connector service, not a direct lender, so we cannot guarantee approval for your loan. However, we’ll do our best to help you find a lender who can offer you the money you need.

So if you’re facing an unexpected expense or need to bridge a gap in your budget, don’t hesitate to apply now for a payday loan in Round Mountain. We’re here to help you find the cash you need, when you need it.

F.A.Q.

Can I be sued or have my wages garnished if I default on a payday loan in Round Mountain, California?

If you default on a payday loan in Round Mountain, California, the lender may attempt to collect the debt through legal means, such as suing you or garnishing your wages. However, California law protects borrowers from excessive or unfair collection practices.

What is a payday loan in Round Mountain, California?

A payday loan in Round Mountain, California is a short-term loan that is intended to help borrowers get by until their next payday. These loans typically have high interest rates and are intended to be repaid in full on the borrower's next payday.

Look for Short-Term Loans in Other Cities:

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