Payday Loans in San Lucas, California

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No payday loan companies in San Lucas, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
MoneyGram 82-158 Us Highway 111, Indio, CA 92201 +1 (760) 863 - 5646
5 Star Car Title Loans 19130 Arrow Hwy, Covina, CA 91722 +1 (626) 421 - 7636
Westamerica Bank 600 James St, Shafter, CA 93263 +1 (661) 746 - 8080
Merchant Cash Advance Sacramento CA 4005 Manzanita Ave, Carmichael, CA 95608 +1 (916) 680 - 8552
Bank of America Financial Center 1211 Main St, Delano, CA 93215 +1 (661) 721 - 3211
Swift Title Loans Fairfax 95 Broadway, Fairfax, CA 94930 +1 (415) 223 - 5917
U.S. Bank ATM - Colusa 600 Market St, Colusa, CA 95932 +1 (800) 872 - 2657
Title Loans Express 100 Thousand Oaks Blvd #101, Thousand Oaks, CA 91360 +1 (805) 749 - 0319
Union Bank 95 Southgate Ave, Daly City, CA 94015 +1 (650) 756 - 2676
A To Z Check Cashing 16306 E 14th St, San Leandro, CA 94578 +1 (510) 317 - 7820

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in San Lucas, CA, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Carmichael, CA, Payday Loans in Carson, CA, Online Loans in Castro Valley, CA, Guaranteed Loans in Cathedral City, CA, Payday Loans in Ceres, CA, Guaranteed Loans in Cerritos, CA, Payday Loans in Chico, CA and Payday Loans in Chino, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in San Lucas, CA.

Beautiful sights of San Lucas, CA

Payday Loans Available in San Lucas, CA By The Following ZIP Codes:

93954

Are Payday Loans Legal In San Lucas, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

San Lucas, CA payday loan calculator

Understanding Payday Loans in San Lucas, California

Payday loans are short-term loans that enable borrowers to access funds quickly, often on the same day they apply. They are often used to cover unexpected expenses, such as medical bills, car repairs, or other emergency situations. In California, payday loans are legal, but they come with certain regulations and restrictions to protect borrowers.

How Do Payday Loans Work in San Lucas, California?

Payday loans are offered in San Lucas, California by various lenders, including online lenders, storefront lenders, and banks. To apply, borrowers must provide their personal information, such as their name, address, and income information. Lenders generally require proof of income and a valid government-issued ID.

A borrower can usually apply for a loan amount of up to $300, with a loan term of up to 31 days. The lender will charge a fee for the loan, which is typically a percentage of the loan amount. The annual percentage rate (APR) for a payday loan in California is capped at 460%.

What Are the Regulations for Payday Loans in San Lucas, California?

California has enacted strict regulations on payday loans to protect borrowers from predatory lending practices. For instance, the maximum loan amount a borrower can receive is $300, and the loan term is limited to 31 days. California also limits fees for payday loans based on the loan amount.

Lenders in California are required to obtain a license from the California Department of Business Oversight, and they must follow all state regulations. Borrowers are also protected by California’s laws against unfair and deceptive practices.

Pros and Cons of Payday Loans in San Lucas, California

  • Pros: Payday loans can be accessed quickly for emergency expenses, and borrowers do not need good credit to qualify.
  • Cons: Payday loans come with high fees and interest rates, which can trap borrowers in a cycle of debt. Borrowers who cannot repay their loans on time may incur additional fees and charges.

Interesting Facts about Payday Loans in San Lucas, California

  • California has more payday loan storefronts than any other state in the US, with over 2,000 locations.
  • The average payday loan in California carries an APR of 372%, which is higher than the national average of 391%.
  • Although the terms for payday loans in California are limited to a maximum of 31 days, borrowers often take out multiple loans and remain in debt for longer periods.

Apply Now with TheGuaranteedLoans

If you are in need of a payday loan in San Lucas, California, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, and we work with a network of reputable lenders to provide borrowers with competitive loan rates and terms. To apply now, simply fill out our online application, and we’ll connect you with lenders who meet your financial needs.

Remember to consider the pros and cons of payday loans before deciding to apply. Borrow only what you can afford to repay, and be sure to compare loan rates and terms to find the best deal for your financial situation.

F.A.Q.

How do I apply for a payday loan in San Lucas, California?

To apply for a payday loan in San Lucas, California, borrowers must visit a lender's physical location and provide proof of income, a valid ID, and a post-dated check or bank account information for loan repayment.

Are there any restrictions on how payday loan funds can be used in San Lucas, California?

in San Lucas, California, payday loan funds must be used for personal, family, or household purposes. They cannot be used for business purposes or to pay off another loan.

Look for Short-Term Loans in Other Cities:

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