Payday Loans in Standish, California

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Standish, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Into Cash 6848 Skyway Suite K, Paradise, CA 95969 +1 (530) 872 - 8499
TNL Car Title Loans 547 Jefferson St Ste 477, Fairfield, CA 94533 +1 (707) 236 - 8898
Central Valley Nissan 4530 McHenry Ave, Modesto, CA 95356 +1 (209) 526 - 3320
Stifel 404 Sierra College Dr, Grass Valley, CA 95945 +1 (530) 273 - 9877
800LoanMart Title Loans 15400 Sherman Way Suite 170, Van Nuys, CA 91406 +1 (888) 508 - 4179
Check Into Cash 44431 Valley Central Way, Lancaster, CA 93536 +1 (661) 726 - 0209
Michael "Mike" Lynch - CMG FINANCIAL MORTGAGE LOAN OFFICER NMLS 13099 621 S El Camino Real, San Clemente, CA 92672 +1 (858) 775 - 2450
Car Title Loans California 2401 California Blvd, Napa, CA 94558 +1 (707) 682 - 1814
Westamerica Bank 11240 Pleasant Valley Rd, Penn Valley, CA 95946 +1 (530) 432 - 7470
Umpqua Bank 2779 E Bidwell St Suite 400, Folsom, CA 95630 +1 (916) 983 - 4144

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Standish, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in South Gate, CA, Payday Loans in South San Francisco, CA, Short-term Loans in Stanton, CA, Payday Loans in Stockton, CA, Online Loans in Sunnyvale, CA, Payday Loan for Temecula, CA, Online Loans in Temple City, CA and Payday Loans in Thousand Oaks, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Standish, CA.

Are Payday Loans Legal In Standish, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Standish, CA payday loan calculator

Payday Loans in Standish, California

Payday loans, also known as cash advance loans, are short-term, high-interest loans that borrowers can take out in case of emergencies or unexpected expenses. In Standish, California, payday loans are legal and regulated by the California Department of Business Oversight. Even though payday loans can be a convenient option for people in urgent need of cash, they come with high fees and interest rates, which often lead to debt traps for many borrowers.

How Do Payday Loans Work?

The payday loan process is quite simple and can be completed in a matter of minutes. Here’s how payday loans work in Standish, California:

  1. Find a payday lender: There are many payday loan stores and online lenders in Standish, California. You can also find payday loan options listed on our website, TheGuaranteedLoans.com.
  2. Apply for a loan: To apply for a payday loan, you’ll need a government-issued ID, proof of income, and a bank account. You’ll also need to provide your contact information and agree to the lender’s terms and conditions.
  3. Receive cash: If you’re approved for a payday loan, you’ll receive the money directly into your bank account, usually within 24-48 hours.
  4. Repay the loan: Generally, you’ll need to repay the loan amount plus fees and interest on your next payday. If you can’t repay the loan on time, you can roll it over, but this will incur additional fees and interest.

What Are the Fees and Charges for Payday Loans in Standish, California?

In Standish, California, payday lenders can charge a maximum fee of 15% on loans up to $300, and 10% on loans between $300 and $500. For loans over $500, the fee is 10% on the first $500 and 7.5% on the remaining amount.

In addition to these fees, lenders can also charge interest rates as high as 459%, which makes payday loans one of the most expensive forms of borrowing. This is why it’s crucial to only take out a payday loan if you can afford to repay it on time and in full to avoid falling into a debt trap.

What Are the Alternatives to Payday Loans in Standish, California?

While payday loans can be tempting for people in urgent need of cash, there are several alternatives to consider that don’t involve high fees and interest rates. Here are some options:

  • Credit unions: Credit unions are non-profit organizations that offer small loans to their members with lower interest rates than payday loans.
  • Personal loans: If you have good credit, you could apply for a personal loan from a bank or online lender. Personal loans have lower interest rates and longer repayment terms than payday loans.
  • Credit counseling: If you’re struggling with debt, credit counseling agencies can help you create a budget and negotiate with your creditors to reduce your payments or interest rates.

Facts and Statistics

  • According to a 2019 report by the California Department of Business Oversight, payday loans averaged 365% APR in the state
  • In 2019, Californians borrowed $29billion from payday lenders
  • The average payday loan in California is $300, and the typical term is two weeks
  • In 2019, the average APR on a payday loan was 372%

Apply Now

If you’re in need of a payday loan in Standish, California, you can apply for one on TheGuaranteedLoans website. Keep in mind that we are not a direct lender, but a connector service that matches you with potential lenders. To apply for a loan, simply fill out our online application form, and we’ll connect you with lenders who may be willing to lend you money. Remember to only borrow what you can afford to repay and to read the lender’s terms and conditions carefully before accepting a loan offer.

Payday loans can be a helpful tool for those in need of quick cash, but they come with high fees and interest rates. If you’re considering taking out a payday loan in Standish, California, make sure you understand the costs involved and that you can afford to repay the loan on time.

F.A.Q.

Can a payday lender require me to have a bank account in order to take out a loan in Standish, California?

Yes, a payday lender can require you to have a bank account in order to take out a loan in Standish, California. This is because most payday lenders require borrowers to provide a post-dated check or authorize an electronic withdrawal from their bank account in order to repay the loan.

Can a payday lender require me to provide collateral in order to take out a loan in Standish, California?

No, a payday lender cannot require you to provide collateral in order to take out a loan in Standish, California. Payday loans are unsecured loans, which means that the lender does not have the right to take your property if you fail to repay the loan.

Look for Short-Term Loans in Other Cities:

Adelanto Alameda Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa