Payday Loans in Summerland, California

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No payday loan companies in Summerland, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
USA Check Center formerly Check Center 836 North Santa Fe Avenue A A, Vista, CA 92083 +1 (760) 631 - 2380
Variety Bad Credit Loans 924 W Lodi Ave, Lodi, CA 95240 +1 (209) 231 - 7189
Good Loans LLC 2351 W 3rd St, Los Angeles, CA 90057 +1 (888) 399 - 0419
Altura Credit Union 36068 Hidden Springs Rd Suite 9, Wildomar, CA 92595 +1 (888) 883 - 7228
Money Line 521 E San Ysidro Blvd, San Ysidro, CA 92173 +1 (619) 428 - 0119
Bank of Marin 504 Tamalpais Dr, Corte Madera, CA 94925 +1 (415) 927 - 2265
Simply The Best Car Title Loans 16800 Devonshire St, Granada Hills, CA 91344 +1 (818) 946 - 0937
Check Into Cash 179 Lake Blvd, Redding, CA 96003 +1 (530) 242 - 1147
Bank of America Financial Center 5085 Main St, American Canyon, CA 94503 +1 (707) 643 - 7300
Coast Central Credit Union Crescent City 660 L St, Crescent City, CA 95531 +1 (800) 974 - 9727

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Summerland, CA, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Fontana, CA, Payday Loans in Fountain Valley, CA, Online Loans in Fremont, CA, Payday Loans in Fresno, CA, Payday Loans in Fullerton, CA, Payday Loans in Garden Grove, CA, No Credit Check Loans in Gardena, CA and Payday Loans in Gilroy, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Summerland, CA.

Beautiful sights of Summerland, CA

Payday Loans Available in Summerland, CA By The Following ZIP Codes:

93067

Are Payday Loans Legal In Summerland, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Summerland, CA payday loan calculator

Payday Loans in Summerland, California: Everything You Need to Know

Payday loans are a popular form of borrowing for those who need quick cash to cover unexpected expenses or emergencies. In Summerland, California, payday loans are legal, and there are a few things you should know before applying for one.

How do payday loans work?

Payday loans are typically short-term loans that are due on the borrower’s next payday. The borrower writes a post-dated check for the loan amount plus fees or grants the lender access to their bank account. When the loan is due, the lender cashes the check or withdraws the funds from the borrower’s account.

What are the requirements for a payday loan in Summerland, California?

  • You must be 18 years or older
  • You must provide proof of income
  • You must have a checking account in your name
  • You must have a valid ID

How much can I borrow with a payday loan in Summerland, California?

The amount you can borrow with a payday loan in Summerland, California depends on your income and the lender’s policies. Generally, payday loans range from $100 to $1,000.

What are the fees for a payday loan in Summerland, California?

Payday loan fees in Summerland, California are capped at 15% of the loan amount. For example, if you borrow $100, the maximum fee would be $15. However, some lenders may charge additional fees, so it’s important to read the terms and conditions carefully before signing the loan agreement.

What is the repayment period for a payday loan in Summerland, California?

The typical repayment period for a payday loan in Summerland, California is 31 days. However, some lenders may offer longer repayment periods.

What happens if I can’t repay my payday loan on time?

If you can’t repay your payday loan on time, you may be charged additional fees and interest, and the lender may take legal action to collect the debt. It’s important to communicate with your lender if you think you will have trouble repaying the loan on time.

Interesting Facts about Payday Loans in Summerland, California

  • In California, the average payday loan borrower takes out eight loans per year, with an average loan amount of $251.
  • The total fees Californians paid for payday loans in 2016 was $436 million.
  • Payday lenders tend to be clustered in low-income communities and communities of color.

Apply Now

If you need a payday loan in Summerland, California TheGuaranteedLoans is here to help. Our online application process is quick and easy, and we’ll connect you with potential lenders who may be able to help you get the cash you need. Remember, we are a connector service, not a direct lender, and we don’t guarantee loan approval.

Apply now and get connected!

Disclaimer: TheGuaranteedLoans.com is not a lender and does not provide any financial products or make lending decisions. We are a connector service that matches borrowers with potential lenders. We do not control or guarantee the actions of any lender we work with and are not responsible for any decisions they make. We do not recommend or endorse any lender and do not guarantee loan approval or terms. You should carefully consider all aspects of any loan offer you receive and seek professional advice before making any financial decisions.

F.A.Q.

Can I be charged a higher interest rate or fees if I have bad credit or no credit history in Summerland, California?

in Summerland, California, payday lenders are prohibited from charging higher interest rates or fees based on a borrower's credit score or credit history. All borrowers must be charged the same maximum interest rate and finance charge, regardless of their credit history.

Can I take out multiple payday loans in Summerland, California at the same time?

in Summerland, California, borrowers are only allowed to have one outstanding payday loan at a time. Borrowers must pay off their current loan before taking out another one.

Look for Short-Term Loans in Other Cities:

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