Payday Loans in Wishon, California

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No payday loan companies in Wishon, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
The Jewel Buyers & Loans 9454 Wilshire Blvd #320, Beverly Hills, CA 90212 +1 (888) 713 - 1239
Continental Currency Services 12100 Victory Blvd, North Hollywood, CA 91606 +1 (818) 769 - 6942
Advance America 130 E Stetson Ave, Hemet, CA 92543 +1 (951) 929 - 6295
Westamerica Bank 375 Brunswick Rd, Grass Valley, CA 95945 +1 (530) 477 - 4040
Selective Loan Servicing Co 2901 Moorpark Ave 260, San Jose, CA 95128 +1 (408) 248 - 7621
ACE Cash Express 432 E Bullard Ave, Fresno, CA 93710 +1 (559) 438 - 8881
Thrivent Financial 83 S Stewart St, Sonora, CA 95370 +1 (209) 559 - 7868
Oportun 1375 N Citrus Ave, Covina, CA 91722 +1 (626) 773 - 8758
Westamerica Bank 811 Center St, Taft, CA 93268 +1 (661) 765 - 7115
Guaranteed Rate 809 De La Vina St, Santa Barbara, CA 93101 +1 (805) 335 - 8753

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wishon, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Oxnard, CA, Payday Loans in Pacifica, CA, Emergency Loan in Pala, CA, Payday Loans in Palm Desert, CA, Payday Loans in Palm Springs, CA, Payday Loans in Palmdale, CA, Payday Loans in Palo Alto, CA and Payday Loans in Paramount, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wishon, CA.

Beautiful sights of Wishon, CA

Payday Loans Available in Wishon, CA By The Following ZIP Codes:

93669

Are Payday Loans Legal In Wishon, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Wishon, CA payday loan calculator

Payday Loans in Wishon, California – What You Need to Know

Payday loans are a helpful resource for many people when faced with an unexpected expense or financial emergency. They are a legal option in California, including in the small town of Wishon. However, payday loans can also be a high-cost form of borrowing and should only be used as a last resort. In this article, we’ll explore everything you need to know about payday loans in Wishon.

What Are Payday Loans?

A payday loan is a type of short-term, high-interest loan. Typically, borrowers borrow a small amount of money – typically $100 to $1,000 – and are required to pay it back in full, plus interest and fees, by their next payday. In California, payday loans can be taken out for a maximum of $300 with a maximum loan term of 31 days.

Payday loans are often used by those who are unable to secure a traditional bank loan due to poor credit history or lack of collateral. In California, payday loans are regulated by the California Department of Financial Protection and Innovation (DFPI) to protect consumers from predatory lending practices.

How Do Payday Loans in Wishon Work?

In Wishon, as in the rest of California, payday loans are available both in-store and online. To qualify for a payday loan, borrowers must typically provide proof of income, a checking account, and a government-issued ID. The lender will then assess the borrower’s eligibility based on their income and ability to repay the loan.

If approved, the lender will provide the borrower with the loan amount, plus any interest and fees. The borrower must then repay the loan in full by their next payday. If they are unable to do so, they may be charged additional fees and interest, and the loan may be rolled over to a new due date.

The Pros and Cons of Payday Loans

Like any form of borrowing, payday loans come with both advantages and disadvantages. Here are some of the pros and cons to consider:

Pros:

  • Quick and easy access to cash
  • No credit check required
  • Can be used to cover unexpected expenses or emergencies

Cons:

  • High-interest rates and fees
  • Short repayment terms can lead to debt cycle
  • May require a post-dated check or access to borrower’s bank account

It’s important to carefully consider the pros and cons before taking out a payday loan in Wishon, or anywhere else. Make sure you understand the full cost of the loan and your ability to repay it to avoid getting caught in a cycle of debt.

Facts and Statistics about Payday Loans in Wishon, California

  • As of 2020, there were approximately 23,112 payday lending locations in California, generating $3.14 billion in loans annually.
  • The average payday loan in California is $250, with an average fee of $44 per loan.
  • In 2019, the average APR on a payday loan in California was 372%.

These statistics illustrate the high prevalence and cost of payday loans in California, highlighting the importance of responsible borrowing practices.

Apply Now with TheGuaranteedLoans

If you are considering a payday loan in Wishon, TheGuaranteedLoans can help connect you with potential lenders. As a connector service, we work with a network of reputable lenders to provide borrowers with access to a variety of loan options.

Our online application process is quick and easy, and we are committed to protecting your personal information. To apply for a payday loan, simply complete our online application form and review your loan offers. Keep in mind that while we do our best to connect you with a suitable lender, the final decision on your loan approval is up to the lender.

Conclusion

Payday loans can be a helpful resource for those in need of quick cash, but they also come with significant risks and should only be used as a last resort. If you are considering a payday loan in Wishon, be sure to carefully consider the pros and cons before borrowing. And if you do decide to take out a loan, apply responsibly and be sure to fully understand the costs and terms of the loan.

F.A.Q.

Can I be charged a higher interest rate or fees if I am a borrower who has defaulted on a payday loan in the past in Wishon, California?

in Wishon, California, payday lenders are prohibited from charging higher interest rates or fees to borrowers who have defaulted on a payday loan in the past. All borrowers are entitled to the same maximum interest rate and finance charge, regardless of their borrowing history.

What is the maximum number of payday loans I can take out in Wishon, California at one time?

in Wishon, California, borrowers are limited to taking out no more than two payday loans at a time.

Look for Short-Term Loans in Other Cities:

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