Payday Loans in Ione, California

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No payday loan companies in Ione, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash 1 1784 E Barstow Ave, Fresno, CA 93720 +1 (559) 438 - 6669
E Money Express, Inc. 4137 Gage Ave, Bell, CA 90201 +1 (323) 562 - 2244
Village Financial Services, Inc. 73700 CA-111 #10, Palm Desert, CA 92260 +1 (760) 574 - 2556
Union Bank 144 N China Lake Blvd, Ridgecrest, CA 93555 +1 (760) 375 - 4425
Advance America 10063 Valley View St, Cypress, CA 90630 +1 (714) 220 - 4955
Set 2 Go Loans Inc 9872 Chapman Ave, Garden Grove, CA 92841 +1 (714) 530 - 3350
1 800 Title Loan 2460 W Victory Blvd, Burbank, CA 91506 +1 (818) 946 - 0919
5 Star Car Title Loans 4651 Holt Blvd B, Montclair, CA 91763 +1 (909) 347 - 5388
AFC Automotive Finance Corp. 18501 West, Stanford Rd, Tracy, CA 95377 +1 (209) 839 - 3813
Fast Auto Loans, Inc. 18934 Soledad Canyon Rd, Santa Clarita, CA 91351 +1 (661) 424 - 7204

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ione, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Menlo Park, CA, Payday Loan Without a Credit Check in Merced, CA, Online Loans in Milpitas, CA, Guaranteed Loans in Mission Viejo, CA, Payday Loans in Modesto, CA, Quick Loan in Monrovia, CA, Short-term Loans in Montclair, CA and Payday Loan Without a Credit Check in Montebello, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ione, CA.

Beautiful sights of Ione, CA

Payday Loans Available in Ione, CA By The Following ZIP Codes:

95640

Are Payday Loans Legal In Ione, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Ione, CA payday loan calculator

Understanding Payday Loans in Ione, California

When financial emergencies arise, payday loans can be a helpful solution in the short term. California law allows residents to take out payday loans, which can be a valuable tool in times of need. If you’re based in Ione, California, it’s essential to understand how payday loans work and what your options are.

What are Payday Loans?

Payday loans, also known as cash advances, are a type of short-term loan designed to cover unexpected expenses. These loans typically have a term of two weeks and can be obtained by those who have steady income and a bank account in good standing.

The amount of money you can borrow with a payday loan varies depending on your financial circumstances and the lender’s policies. Generally, the loan amount can range from $100 to $1,000, which must be repaid in full by the due date. Depending on the lender, the repayment period can sometimes be extended, but it will often come with additional fees or interest.

Payday Loans in Ione, California

Payday loans in Ione, California, are legal, and there are numerous lenders to choose from. However, it’s crucial to choose a reputable lender who adheres to the state’s lending regulations to avoid being taken advantage of.

It’s also essential to understand the risks associated with payday loans. Payday loans have higher interest rates than traditional loans, which can make them challenging to repay if you’re already having financial difficulties. Therefore, it’s essential to take out a payday loan only if you’re confident that you can repay it on time.

How to Apply for a Payday Loan in Ione, California

Applying for a payday loan in Ione, California is relatively straightforward. Most lenders will require you to provide proof of employment and a bank account in good standing. You will also need to provide personal information such as your name, address, and phone number. Once approved, you’ll receive the loan amount in your account within a few business days.

Facts and Statistics about Payday Loans in Ione, California

  • According to the California Department of Business Oversight, the average annual percentage rate (APR) for payday loans in California is 372%, which is higher than the national average of 391%.
  • As of 2021, the maximum loan amount in California is $300.
  • California law prohibits lenders from charging more than 15% in fees and charges for each loan.

Apply Now for a Payday Loan in Ione, California

If you’re facing a financial emergency and require a payday loan in Ione, California, TheGuaranteedLoans can help. As a connector service, we can facilitate your connection with potential lenders, making the process simpler and more accessible. With a vast network of lenders to choose from, we can help you find a loan that’s right for your circumstances.

Applying for a payday loan through TheGuaranteedLoans website is easy. Simply fill out our online application form, and we’ll match you with lenders who may be able to assist you. Please note that our service is free for borrowers. However, once you’re connected with a lender, they may charge fees and interest rates according to their policies.

Remember, a payday loan can be a valuable tool when you’re facing a financial emergency. However, it’s essential to understand the risks and to choose a reputable lender who adheres to California’s lending regulations. Apply now with TheGuaranteedLoans and take the first step towards financial stability.

F.A.Q.

Can a payday lender require me to provide collateral in order to take out a loan in Ione, California?

No, a payday lender cannot require you to provide collateral in order to take out a loan in Ione, California. Payday loans are unsecured loans, which means that the lender does not have the right to take your property if you fail to repay the loan.

Can a payday lender require me to take out credit insurance in order to take out a loan in Ione, California?

No, a payday lender cannot require you to take out credit insurance in order to take out a loan in Ione, California. This type of insurance is optional and the decision to purchase it is up to the borrower.

Look for Short-Term Loans in Other Cities:

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