Payday Loans in Walnut Grove, California

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No payday loan companies in Walnut Grove, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Newpoint Funding Inc 1000 River Rock Dr, Folsom, CA 95630 +1 (916) 987 - 5342
Car Title Loans California 9565 Las Tunas Dr, Temple City, CA 91780 +1 (626) 737 - 8484
Check Into Cash 12105 E Carson St Ste B, Hawaiian Gardens, CA 90716 +1 (562) 809 - 3114
Pacific Bay Financial Corporation 355 Gellert Blvd 230, Daly City, CA 94015 +1 (415) 242 - 0730
Stifel - Public Finance 515 S Figueroa St 1800, Los Angeles, CA 90071 +1 (213) 443 - 5000
Check `n Go 1547 Hillman St, Tulare, CA 93274 +1 (559) 685 - 7484
Su Casa de Cambio - Huntington Park 2576 Clarendon Ave 4073, Huntington Park, CA 90255 +1 (323) 582 - 5467
Nix Neighborhood Lending 11121 S Crenshaw Blvd, Inglewood, CA 90303 +1 (310) 412 - 3851
Banner Bank 6701 CA-3, Greenview, CA 96037 +1 (530) 468 - 5363
Union Bank 1010 Murray Ave, San Luis Obispo, CA 93405 +1 (180) 022 - 2244

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Walnut Grove, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Oakley, CA, 24-Hour Loan in Oceanside, CA, Payday Loan for Ontario, CA, Payday Loans in Orange, CA, Payday Loan for Orangevale, CA, No Credit Check Loans in Oxnard, CA, Payday Loan Companies in Pacifica, CA and Payday Loans in Pala, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Walnut Grove, CA.

Beautiful sights of Walnut Grove, CA

Payday Loans Available in Walnut Grove, CA By The Following ZIP Codes:

95690

Are Payday Loans Legal In Walnut Grove, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Walnut Grove, CA payday loan calculator

Payday Loans in Walnut Grove, California: A Comprehensive Guide

If you’re considering applying for a payday loan in Walnut Grove, California, it’s important to understand the laws, regulations, and best practices before making a decision. In this guide, we’ll explore everything you need to know about payday loans in Walnut Grove, California.

What Are Payday Loans?

Payday loans are short-term, high-interest loans that are designed to be repaid with the borrower’s next paycheck. In California, payday loans are legal and regulated under the California Deferred Deposit Transaction Law. While payday loans can be a source of quick cash for individuals who need it, they can also be expensive and lead to a cycle of debt if not used responsibly.

How Do Payday Loans Work?

To apply for a payday loan, a borrower typically needs to provide their identification, proof of income, and a post-dated check for the loan amount plus fees. The lender will then give the borrower cash or deposit the loan amount into their bank account. The loan is due on the borrower’s next payday, which is typically within two weeks.

What Are the Fees and Interest Rates for Payday Loans in Walnut Grove, California?

Under California law, payday lenders can charge a maximum fee of 15% of the loan amount. For example, if you borrow $100, the maximum fee is $15. Lenders cannot charge more than this amount. Payday loans are also subject to interest rates, which can be as high as 460% APR.

What Are the Alternatives to Payday Loans in Walnut Grove, California?

If you need quick cash, there are alternatives to payday loans that may be a better option. For example, you may be able to borrow from a credit union or ask for an advance from your employer. You could also consider a personal loan, which typically has a lower interest rate than a payday loan.

What Should I Consider Before Applying for a Payday Loan in Walnut Grove, California?

Before applying for a payday loan, it’s important to consider the following:

  • The cost of the loan, including fees and interest rates
  • Your ability to repay the loan on time
  • Whether there are alternatives to payday loans that may be a better option for you
  • The reputation of the lender

Interesting Facts and Statistics About Payday Loans in Walnut Grove, California

  • According to a 2016 report from the California Department of Business Oversight, there were 1.8 million payday loans taken out in California that year.
  • The same report found that borrowers took out an average of 6 loans per year, with an average loan amount of $251.
  • Payday lenders in California collected $605 million in fees in 2016.

Apply Now for a Payday Loan in Walnut Grove, California

If you’ve considered the costs and alternatives and have decided that a payday loan is right for you, TheGuaranteedLoans can help. Fill out our quick and easy online application to get connected with potential lenders who can provide the cash you need. Remember, TheGuaranteedLoans is a connector service, not a direct lender. We’ll help facilitate your connection with potential lenders who can provide the loan you need.

Apply now and get the cash you need to cover unexpected expenses or bills.

F.A.Q.

What is the maximum number of payday loans I can take out in Walnut Grove, California at one time?

in Walnut Grove, California, borrowers are limited to taking out no more than two payday loans at a time.

Are there any restrictions on how I can use the money from a payday loan in Walnut Grove, California?

in Walnut Grove, California, borrowers are free to use the money from a payday loan for any purpose, as long as it is legal.

Look for Short-Term Loans in Other Cities:

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