Payday Loans in Columbia, California

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No payday loan companies in Columbia, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Fox Title Loans - Van Nuys 15316 Vanowen St, Van Nuys, CA 91406 +1 (818) 646 - 0711
Allied Cash Advance 1350 E Pacheco Blvd, Los Banos, CA 93635 +1 (209) 829 - 1994
ClearPath Lending, Inc. 15615 Alton Pkwy 300, Irvine, CA 92618 +1 (855) 866 - 5363
Tri Counties Bank 12047 Donner Pass Rd, Truckee, CA 96161 +1 (530) 550 - 3226
Westamerica Bank 1311 Sanguinetti Rd A A, Sonora, CA 95370 +1 (209) 536 - 1000
Private Lender Link 8939 S Sepulveda Blvd 102, Los Angeles, CA 90045 +1 (310) 955 - 1335
Oportun 517 E San Ysidro Blvd, San Diego, CA 92173 +1 (619) 631 - 4829
Check `n Go 1575 Winchester Blvd Suite D, Campbell, CA 95008 +1 (408) 866 - 8000
J Check Cashing 1490 N Mt Vernon Ave, Colton, CA 92324
Cashback Loans 332 N Azusa Ave, West Covina, CA 91791 +1 (626) 332 - 4300

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Columbia, CA, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in San Bruno, CA, Same Day Loans in San Clemente, CA, Quick Loan in San Diego, CA, Payday Loans in San Dimas, CA, Payday Loans in San Francisco, CA, Same Day Loans in San Gabriel, CA, Payday Loans in San Jacinto, CA and Emergency Loan in San Jose, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Columbia, CA.

Beautiful sights of Columbia, CA

Payday Loans Available in Columbia, CA By The Following ZIP Codes:

95310

Are Payday Loans Legal In Columbia, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Columbia, CA payday loan calculator

Payday Loans in Columbia, California: What You Need to Know

California is one of the few states where payday loans are legal, providing much-needed relief to individuals who need immediate cash to meet unforeseen expenses. A payday loan is a short-term loan that is typically due on your next payday.

If you are a resident of Columbia, California and are considering payday loans, there are a few things you need to know.

Payday Loan Regulations in California

California has a few regulations in place to protect its residents from predatory lending practices. Here are some of the key regulations:

  • Payday loan amount: California residents can borrow up to $300 with a payday loan.
  • Loan term: The maximum loan term for a payday loan is 31 days in California.
  • Maximum interest rates: The maximum interest rate on a payday loan in California is 15% of the loan amount.
  • Finance charges: Financial institutions and payday lenders are not allowed to charge more than $15 per $100 borrowed.
  • Rollovers: Rollovers, or renewals, of payday loans are permitted under certain conditions.

It is important to note that payday loans should only be used for emergencies and not as a long-term financial solution. If you are struggling with your finances, you may want to consider credit counseling or other financial assistance programs.

How to Qualify for a Payday Loan in Columbia, California

While payday loan regulations in California are designed to protect consumers, lenders still have certain requirements that borrowers have to meet.

Here are some of the common requirements for getting a payday loan:

  • You must have a regular source of income
  • You must have a checking account in good standing
  • You must be at least 18 years of age
  • You must be a resident of California

If you meet these requirements, you can apply for a payday loan online or in-person at a payday lender near you. Lenders may perform credit checks or ask for collateral, so it is important to be prepared.

Interesting Facts and Statistics about Payday Loans in Columbia, California

  • Average loan amount: The average payday loan in California is $250.
  • Number of lenders: There are over 2,000 payday loan lenders in California.
  • Consumer complaints: The Consumer Financial Protection Bureau has received over 10,000 complaints about payday loans in California between 2011 and 2020.
  • Low-income borrowers: Payday loans are more likely to be used by low-income borrowers who are unable to access traditional banking services.

While payday loans can help people in need of immediate cash, they can also lead to a cycle of debt if not used responsibly. It is important to only borrow what you need and to have a plan to repay the loan as quickly as possible.

Apply Now for a Payday Loan in Columbia, California

If you are a resident of Columbia, California and need immediate cash, TheGuaranteedLoans can help you connect with potential lenders. We are not a direct lender, but a connector service that helps borrowers find suitable lenders.

Our online application is quick and easy to fill out. Once we receive your application, we will attempt to match you with a lender who meets your needs and is willing to lend to you based on your creditworthiness.

Please note that TheGuaranteedLoans does not guarantee loan approval or funding. However, we will do our best to connect you with a lender who is willing to lend to you based on your needs and creditworthiness.

Apply now for a payday loan in Columbia, California and get the cash you need today.

F.A.Q.

Are there any alternatives to payday loans in Columbia, California?

Yes, there are alternative lending options available to borrowers in Columbia, California who need short-term financial assistance. These options may include credit unions, community banks, or nonprofit organizations that offer lower interest rates and more flexible repayment terms than payday loans.

Can I be charged a higher interest rate or fees if I am a member of the military in Columbia, California?

in Columbia, California, payday lenders are prohibited from charging higher interest rates or fees to military members or their dependents. Military members and their dependents are entitled to the same maximum interest rate and finance charge as all other borrowers in Columbia, California.

Look for Short-Term Loans in Other Cities:

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