Payday Loans in Garden Valley, California

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Garden Valley, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
B G Loan & Jewelry Co 7520 Eastern Ave, Bell Gardens, CA 90201 +1 (562) 927 - 7296
Gems N' Loans - Dana Point 34291 Doheny Park Rd, Dana Point, CA 92624 +1 (949) 429 - 3055
Advance America 3630 W Shaw Ave, Fresno, CA 93711 +1 (559) 271 - 7668
Blue Adobe Mortgage 26625 Carmel Center Pl STE 100, Carmel-By-The-Sea, CA 93923 +1 (831) 626 - 2112
Cash Plus - LoanMart 2223 W Ball Rd, Anaheim, CA 92804 +1 (562) 735 - 0915
Money Mart 1567 Fillmore St, San Francisco, CA 94115 +1 (415) 923 - 1002
Payday Advance 602 S Broadway, Santa Maria, CA 93454 +1 (805) 352 - 1151
Check `n Go 14960 Bear Valley Rd Suite E, Victorville, CA 92392 +1 (760) 241 - 9144
Community First Credit Union 32 North St, Healdsburg, CA 95448 +1 (707) 543 - 2681
Advance America 285 Academy Ave, Sanger, CA 93657 +1 (559) 875 - 2880

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Garden Valley, CA, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Goleta, CA, Online Loans in Hacienda Heights, CA, Payday Loans in Hanford, CA, Payday Loan Companies in Hawthorne, CA, Short-term Loans in Hayward, CA, Payday Loans in Hemet, CA, Guaranteed Loans in Hesperia, CA and Payday Loans in Highland, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Garden Valley, CA.

Beautiful sights of Garden Valley, CA

Payday Loans Available in Garden Valley, CA By The Following ZIP Codes:

95633

Are Payday Loans Legal In Garden Valley, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Garden Valley, CA payday loan calculator

Understanding Payday Loans in Garden Valley, California

Payday loans are short-term, high-interest loans that help bridge the gap between paydays. These loans are also known as cash advances, paycheck advances, or payday advances. Payday loans are a legal option in California and can help residents of Garden Valley manage unexpected expenses or make necessary purchases during tough times.

How Do Payday Loans Work in Garden Valley, California?

Before taking out a payday loan, it is important to understand how they work and what the requirements are. Payday loans in California typically range from $100 to $255, with a maximum loan term of 31 days. The loan amount and term are determined based on the borrower’s income and other factors.

To qualify for a payday loan in Garden Valley, California, borrowers must:

  • Be at least 18 years old
  • Have a steady source of income, such as a job or government benefits
  • Have an active bank account
  • Provide proof of identity and address

Once approved, the borrower will receive the loan amount in cash or through direct deposit to their bank account. The loan must be repaid by the due date, which is typically the borrower’s next paycheck.

The Pros and Cons of Payday Loans in Garden Valley, California

Payday loans in Garden Valley, California, can be a useful tool for managing unexpected expenses, especially for those who do not have access to traditional credit. However, they also come with several downsides that borrowers should be aware of.

Pros:

  • Quick and easy to obtain
  • No collateral required
  • Can be used for any purpose

Cons:

  • High interest rates and fees
  • Short repayment terms
  • Can lead to a cycle of debt
  • May result in overdraft or insufficient funds fees

It is important to weigh the pros and cons before taking out a payday loan in Garden Valley, California. Borrowers should only take out what they can afford to repay and should have a plan in place to pay back the loan on time. Failure to repay a payday loan can result in additional fees, damage to credit score, and even legal action.

Interesting Facts and Statistics About Payday Loans in Garden Valley, California

  • In 2020, Californians took out more than 10 million payday loans, totaling over $5 billion in loan volume.
  • The average payday loan amount in California is $250.
  • The average APR (annual percentage rate) on a payday loan in California is 372%.

Source: California Department of Financial Protection and Innovation.

Applying for a Payday Loan in Garden Valley, California

If you find yourself in need of a payday loan in Garden Valley, California, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, and work with a network of reputable lenders in California.

To apply for a payday loan through TheGuaranteedLoans, simply fill out our online application form. We will match you with potential lenders based on your information, and you can choose the lender that works best for you. The process is quick and easy, and you can receive your loan funds as soon as the next business day.

Remember, a payday loan should only be used as a short-term solution to a financial problem. If you find yourself struggling with debt, it may be helpful to seek the advice of a financial professional.

F.A.Q.

Can a payday lender arrest me for failing to repay my loan in Garden Valley, California?

No, a payday lender cannot arrest you for failing to repay your loan in Garden Valley, California. Lenders do not have the authority to arrest borrowers, even if they have failed to repay their loans.

How long do I have to repay a payday loan in Garden Valley, California?

In general, you will have to repay a payday loan in Garden Valley, California within 30 days of taking out the loan. However, the exact repayment period may vary depending on the lender's policies and the terms of your loan.

Look for Short-Term Loans in Other Cities:

Adelanto Alameda Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa