Payday Loans in Jamul, California

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No payday loan companies in Jamul, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
ORO Financial of California Inc 2304 W Shaw Ave 102, Fresno, CA 93711 +1 (559) 438 - 9999
American Finance Lenders 2301 Campus Dr 100a, Irvine, CA 92612 +1 (877) 877 - 4078
DolEx Dollar Express 220 A St, Hayward, CA 94541 +1 (888) 246 - 2527
Westamerica Bank 834 Sir Francis Drake Blvd, San Anselmo, CA 94960 +1 (415) 721 - 1169
Preferred Lending Corporation 6080 Center Dr, Los Angeles, CA 90045 +1 (310) 242 - 5518
CoBank Regional Banking Center Rocklin, CA 3755 Atherton Rd, Rocklin, CA 95765 +1 (800) 542 - 8072
Nix Neighborhood Lending 5925 Atlantic Blvd, Maywood, CA 90270 +1 (323) 560 - 4980
Pacific Premier Bank 898 Morro Bay Blvd, Morro Bay, CA 93442 +1 (805) 995 - 4355
Advance America 2175 N Schnoor St, Madera, CA 93637 +1 (559) 673 - 7866
X-Press Cash 1799 E Florida Ave 4632, Hemet, CA 92544 +1 (951) 925 - 6166

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jamul, CA, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Pittsburg, CA, Payday Loans in Placentia, CA, Payday Loans in Pleasant Hill, CA, No Credit Check Loans in Pleasanton, CA, No Credit Check Loans in Pomona, CA, Payday Loans in Porterville, CA, Payday Loan Without a Credit Check in Poway, CA and Payday Loans in Rancho Cordova, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jamul, CA.

Beautiful sights of Jamul, CA

Payday Loans Available in Jamul, CA By The Following ZIP Codes:

91935

Are Payday Loans Legal In Jamul, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Jamul, CA payday loan calculator

Payday loans are a common financial product used by millions of Americans each year. These loans are designed to provide short-term financial relief to those who need it the most. Generally speaking, payday loans are small loans that are typically due on the borrower’s next payday.

Payday Loans in Jamul, California

In California, payday loans are legal, and many lenders offer these loans to residents of Jamul. Like other cities in California, Jamul has a thriving payday loan industry, with many lenders competing for business. If you live in Jamul and are considering taking out a payday loan, it’s important to understand how these loans work and what to look for in a lender.

How to Get a Payday Loan in Jamul

Getting a payday loan in Jamul is fairly easy. Most lenders require only a few things to get started:

  • Proof of income
  • A valid ID
  • A checking account

Once you provide this information, the lender will typically approve your loan within minutes and provide you with the funds on the same day.

Interest Rates and Fees

Payday loans in Jamul, like elsewhere in California, are subject to strict regulations regarding interest rates and fees. Under California law, lenders are not allowed to charge more than 15% of the loan amount as interest. For example, if you borrow $100, the maximum interest rate you can be charged is $15. Additionally, lenders are required to provide borrowers with a written disclosure of all fees and charges associated with the loan.

It’s important to note that payday loans are typically short-term loans with high interest rates, so it’s important to only take out what you know you can pay back.

Facts and Statistics about Payday Loans in Jamul, California

  • In 2019, 11.3% of Californians reported using a payday loan in the past year.
  • The average payday loan in California had a principal of $300 and an annual percentage rate (APR) of 372%.
  • The total amount of payday loans taken out in California in 2019 was $3.27 billion.
  • In Jamul, there are several payday loan stores located on Campo Road and Lyons Valley Road.

Connecting with Payday Loan Lenders

If you’re in need of a payday loan in Jamul, California, connecting with a lender has never been easier. TheGuaranteedLoans is a connector service that can help you find a lender that meets your needs. Simply fill out our online application, and we’ll provide you with a list of lenders who are willing to offer you a loan. Remember, TheGuaranteedLoans is not a direct lender, but we will facilitate your connection with potential lenders.

It’s important to borrow responsibly and only take out what you can pay back. When considering a payday loan, be sure to read all of the terms and conditions carefully and ask questions if anything is unclear. With the right information and a responsible attitude, payday loans can be a helpful tool for those in need of short-term financial relief.

Apply for a payday loan in Jamul, California today with TheGuaranteedLoans and get the financial assistance you need.

F.A.Q.

Can a payday lender require me to provide a post-dated check in order to take out a loan in Jamul, California?

Yes, a payday lender can require you to provide a post-dated check in order to take out a loan in Jamul, California. This check will be dated for your next payday and will be used to repay the loan in full.

Can a payday lender require me to authorize an electronic withdrawal from my bank account in order to take out a loan in Jamul, California?

Yes, a payday lender can require you to authorize an electronic withdrawal from your bank account in order to take out a loan in Jamul, California. This is an alternative to providing a post-dated check and allows the lender to automatically withdraw the loan amount on the due date.

Look for Short-Term Loans in Other Cities:

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