Payday Loans in Penryn, California

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No payday loan companies in Penryn, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Bank of the West 2161 Lake Tahoe Blvd, South Lake Tahoe, CA 96150 +1 (530) 541 - 3390
Orange Coast Home Loans Crown West Building, 30100 Crown Valley Pkwy #7, Laguna Niguel, CA 92677 +1 (949) 218 - 1822
Mortgage Center Corporation 199 California Dr 200, Millbrae, CA 94030 +1 (650) 652 - 9000
Check `n Go 8952 Knott Ave Unit 31-15, Buena Park, CA 90620 +1 (714) 816 - 1888
Fast Auto and Payday Loans 357 E Cypress Ave, Redding, CA 96002 +1 (530) 223 - 0640
Pride Loans 15501 San Pablo Ave #322, Richmond, CA 94806 +1 (510) 210 - 8160
Check `n Go 1210 Magnolia Ave Suite 102, Corona, CA 92881 +1 (951) 340 - 9700
Chase Bank 337 F St, Eureka, CA 95501 +1 (707) 445 - 5000
Stearns Retail Lending 1110 Civic Center Blvd, Yuba City, CA 95993 +1 (530) 763 - 5463
Westamerica Bank 511 Healdsburg Ave, Healdsburg, CA 95448 +1 (707) 473 - 4390

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Penryn, CA, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Lodi, CA, Payday Loans in Lompoc, CA, Payday Loans in Long Beach, CA, 24-Hour Loan in Los Altos, CA, Payday Loans in Los Angeles, CA, Payday Loans in Los Banos, CA, Payday Loans in Los Gatos, CA and Payday Loans in Lynwood, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Penryn, CA.

Payday Loans Available in Penryn, CA By The Following ZIP Codes:

95663

Are Payday Loans Legal In Penryn, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Penryn, CA payday loan calculator

Payday Loans in Penryn, California

If you’re looking for a quick solution to your short-term financial needs, a payday loan may be a viable option. In Penryn, California, payday loans are a legal option for those who need money fast. In this article, we’ll explore everything you need to know about payday loans in Penryn.

What is a Payday Loan?

A payday loan is a short-term loan that is typically due on your next payday. These loans are designed to provide emergency funding to individuals who need it while they wait for their next paycheck. Payday loans are popular because they are easy to obtain, require no credit history, and can be approved quickly.

How Do Payday Loans Work?

To apply for a payday loan, you typically fill out an application with a lender. The lender will ask for your personal information, including your name, address, and employment information. You will also be required to provide proof of income and a valid bank account.

Once you are approved, the lender will provide you with the loan amount you requested. The loan amount is usually a percentage of your next paycheck. When your next payday arrives, the lender will withdraw the loan amount plus fees directly from your bank account.

Are Payday Loans Legal in California?

Yes, payday loans are legal in California. However, there are limitations to how much you can borrow. In Penryn, California, the maximum loan amount is $300, and the maximum fee a lender can charge is 15% of the loan amount.

It’s important to note that payday loans are intended to be short-term solutions and should be used responsibly. Many states have laws in place to protect borrowers from predatory lending practices.

Why Choose a Payday Loan?

Payday loans can be a good option if you need money quickly and have no other options. They are easy to apply for, require no credit history, and can provide funding in as little as 24 hours.

However, payday loans should only be used as a last resort. They often come with high fees and can lead to a cycle of debt if not paid back on time.

How to Apply for a Payday Loan in Penryn, California

To apply for a payday loan in Penryn, California, you will need to find a lender that operates in your area. TheGuaranteedLoans is a connector service that can facilitate your connection with potential lenders.

When filling out an application, be sure to provide accurate information and only borrow what you can afford to pay back. Read the terms and conditions carefully before signing any agreements.

Interesting Facts and Statistics about Payday Loans in Penryn, California

  • According to a report by the California Department of Business Oversight, the average payday loan in California is $250 and has an annual percentage rate of 372%.
  • In Penryn, California, the total number of payday loan storefronts is 3, according to the Center for Responsible Lending.
  • California has more payday lending storefronts than McDonald’s or Starbucks locations, according to a report by the California Reinvestment Coalition.
  • Payday loans in California are limited to a maximum loan amount of $300 and a maximum fee of 15% of the loan amount.

Apply Now

If you’re considering a payday loan in Penryn, California, TheGuaranteedLoans can help connect you with potential lenders. Keep in mind that we are not a direct lender and do not provide loans ourselves. However, we can facilitate your connection with a payday lender who may be able to provide you with the funds you need.

Remember to always read the terms and conditions carefully before signing any agreements and only borrow what you can afford to pay back. Payday loans should be used responsibly and as a last resort.

Fill out an application on TheGuaranteedLoans website today and get the emergency funds you need.

F.A.Q.

How long does it take to get a payday loan in Penryn, California?

In most cases, payday loans in Penryn, California can be approved and disbursed within a few hours.

Are there any alternatives to payday loans in Penryn, California?

Yes, there are several alternatives to payday loans in Penryn, California, such as credit unions, small personal loans, or financial assistance programs.

Look for Short-Term Loans in Other Cities:

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