Payday Loans in Posey, California

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No payday loan companies in Posey, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Principal Financial Group 25181 N Center St, Los Molinos, CA 96055 +1 (530) 392 - 9198
DolEx Dollar Express 1950 N Texas St, Fairfield, CA 94533 +1 (888) 246 - 2527
California Check Cashing Stores 7800 Sunrise Blvd #2, Citrus Heights, CA 95610 +1 (916) 722 - 3495
Check `n Go 4200 Chino Hills Pkwy Suite 855, Chino Hills, CA 91709 +1 (909) 606 - 3400
Cashback Loans 2413 S Fairview St i, Santa Ana, CA 92704 +1 (714) 545 - 5300
Oportun 1801 W Ave I, Lancaster, CA 93534 +1 (661) 888 - 4047
Sheer Funding 28202 Cabot Rd 300, Laguna Niguel, CA 92677 +1 (800) 397 - 0677
The Check Cashing Place 2602 Florence Ave, Huntington Park, CA 90255 +1 (323) 582 - 1777
El Dorado Savings Bank 1036 Al Tahoe Blvd, South Lake Tahoe, CA 96150 +1 (530) 541 - 8000
Mechanics Bank - Brawley Branch 190 Main St, Brawley, CA 92227 +1 (760) 351 - 5000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Posey, CA, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in La Quinta, CA, Payday Loan Companies in La Verne, CA, Payday Loans in Laguna Hills, CA, Payday Loans in Laguna Niguel, CA, Payday Loans in Lake Elsinore, CA, Payday Loan Without a Credit Check in Lake Forest, CA, Payday Loan for Lakewood, CA and Same Day Loans in Lancaster, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Posey, CA.

Payday Loans Available in Posey, CA By The Following ZIP Codes:

93260

Are Payday Loans Legal In Posey, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Posey, CA payday loan calculator

When in need of emergency funds, payday loans in Posey, California can offer quick and easy access to cash. Understanding what they are and how they work is essential before applying for one. In this article, we will guide you through everything you need to know about payday loans in Posey.

What Are Payday Loans?

Payday loans are short-term loans that borrowers can use in emergency situations where they need cash fast. They are known for their higher interest rates and fees and typically must be repaid on the borrower’s next payday. In California, payday loans are legal, but the state regulates the terms and conditions of these loans to protect borrowers.

California Payday Loan Regulations

Payday loan regulations in California limit the amount borrowers can receive to $300. Lenders are not allowed to charge more than 15% interest per $100 borrowed. For example, if you borrow $100, the maximum fee a lender can charge is $17.65. This means that if you borrow the full $300, the maximum fee would be $52.50.

  • Term Limits: The minimum loan term for a payday loan in California is 31 days. However, loans cannot exceed no longer than 60 days.
  • Finance Fees: Lenders cannot charge more than 15% interest per $100 borrowed in California. For example, if you take out a $100 payday loan, the maximum finance fee is $17.65.
  • Extensions: Borrowers cannot extend their payday loan more than six months (180 days) after the initial loan date under Californian law.

What Are The Requirements For Payday Loans In Posey, California?

To get approved for a payday loan in Posey, California, you must meet the following requirements:

  • Be at least 18 years old: Lenders require you to be at least 18 years old to borrow money.
  • Proof of income: Lenders require that you have a source of income to repay the loan. This can include a job or benefits like disability, retirement, or Social Security.
  • Active Bank Account: Most payday lenders in California require you to have an active bank account to receive your funds.
  • Government-issued ID: You need to have a valid government-issued ID, such as a driver’s license or state ID.
  • Proof of residency: You must provide proof that you live in California.

Benefits of Payday Loans

Payday loans can offer several benefits over traditional loans. Firstly, they can help you pay emergency expenses like medical bills or car repairs when you need it the most. Payday loans are known to be one of the quickest sources of cash for those who qualify, with most lenders able to deposit funds into your bank account in as little as 24 hours.

Interesting Statistics About Payday Loans In Posey, California

According to the California Department of Business Oversight, 1.8 million payday loans were issued statewide, totaling $3.3 billion, in 2019.

Apply Now

If you have an emergency expense and need cash, you can apply for a payday loan through TheGuaranteedLoans website. As a connector service, TheGuaranteedLoans provides access to multiple lenders that can help you find the right loan for your situation. We prioritize safety and security, and all of our network lenders operate in compliance with California state law.

Applying for a loan on our website is quick and easy. Fill out our online application form, and we will connect you with potential lenders in minutes. Some lenders may deposit funds in your account in as little as 24 hours, depending on your qualifications

Disclaimer:

Please note that TheGuaranteedLoans isn’t a direct lender or a financial institution. As a connector service we help borrowers connect to a panel of trusted lenders. TheGuaranteedLoans doesn’t take responsibility for the loan deals delivered by lenders. Fund transfer times, repayment terms, and the related interest will differ from loan to loan, and lender to lender.

F.A.Q.

Is there a minimum income requirement to qualify for a payday loan in Posey, California?

There is no minimum income requirement to qualify for a payday loan in Posey, California, but lenders may have their own requirements.

Can I apply for a payday loan online in Posey, California?

Yes, borrowers in Posey, California can apply for payday loans online through licensed lenders.

Look for Short-Term Loans in Other Cities:

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