Payday Loans in Tracy, California

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Payday Loan Companies in Tracy, CA

Company nameAddressZip codePhone number
5 Star Car Title Loans 62 E 11th St 95376 +1 (209) 689 - 2302
ACE Cash Express 1296 W 11th St 95376 +1 (209) 830 - 0214
Advance America 3099 N Tracy Blvd 95376 +1 (209) 830 - 8935
AFC Automotive Finance Corp. 18501 West, Stanford Rd 95377 +1 (209) 839 - 3813
Apoyo Financiero Tracy 3089 N Tracy Blvd 95376 +1 (209) 407 - 4200
Bank of Stockton Tracy 1175 S Tracy Blvd 95376 +1 (209) 820 - 2000
California Check Cashing Stores 3309 N Tracy Blvd 95376 +1 (209) 833 - 2274
California Check Cashing Stores 701 W 11th St 95376 +1 (209) 836 - 2274
Car Title Loans California 44 W 10th St 95376 +1 (844) 209 - 5949
Check `n Go 874 W 11th St 95376 +1 (209) 830 - 2900
Check Into Cash 1892 W 11th St 95376 +1 (209) 839 - 8239
Evergreen Home Loans Tracy NMLS 1893871 155 W 10th St 95376 +1 (209) 666 - 8182
Express Bad Credit Loans 3292 N Naglee Rd 95304 +1 (209) 850 - 7465
Fairway Independent Mortgage Corporation 4598 S Tracy Blvd Suite 140, Suite 140 95377 +1 (209) 362 - 2368
Fast Auto & Payday Loans, Inc. 504 W Grant Line Rd 95376 +1 (209) 832 - 5954
loanDepot 672 W 11th St 212 95376 +1 (209) 229 - 4120
MoneyHungry, LLC 672 W 11th St Suite 204 95376 +1 (209) 831 - 9795
Montana Capital Car Title Loans 508 Eleventh St 95376 +1 (209) 546 - 6955
TNL Car Title Loans 324 West 11th Street, #E 95376 +1 (209) 292 - 2126

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Tracy, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Tulare, CA, 24-Hour Loan in Turlock, CA, Payday Loans in Tustin, CA, Payday Loans in Union City, CA, Payday Loans in Upland, CA, Same Day Loans in Vacaville, CA, Bad Credit Loans in Vallejo, CA and No Credit Check Loans in Ventura, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Tracy, CA.

Beautiful sights of Tracy, CA

Payday Loans Available in Tracy, CA By The Following ZIP Codes:

95378, 95377, 95376

Are Payday Loans Legal In Tracy, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Tracy, CA payday loan calculator

Introduction To Payday Loans in Tracy, California

Payday loans, also known as cash advances, are short-term, unsecured loans available to individuals in need of quick cash. These loans are becoming increasingly popular in many different areas across the United States, including the city of Tracy, California. Payday loans in Tracy, California are a great way to access additional funds when unexpected expenses arise. It is important to note, however, that payday loans in California are legal, and state regulations are in place to protect borrowers from predatory lenders.

What Is A Payday Loan?

A payday loan is a short-term loan that is typically due on the borrower’s next payday. The amount one can borrow is usually limited to a percentage of their monthly income. Most lenders require proof of income and employment before approving a loan. Payday loans typically have high interest rates and fees, and are usually only meant to cover a short-term financial need.

Are Payday Loans Legal in California?

Yes, payday loans are legal in California. The state of California has specific regulations limiting the amount an individual can borrow, and the maximum interest rate that lenders can charge. For example, the maximum loan amount is $300, and the maximum fee that a lender can charge is 15% of the loan amount. That means that for a $300 loan, the maximum allowable fee would be $45.

Are There Any Payday Loan Alternatives in Tracy, California?

Yes, there are several alternatives to payday loans in Tracy, California. These alternatives include:

  • Community Organizations: There are a number of local organizations in Tracy, California that provide financial assistance and resources to those in need. These organizations can provide an individual with support in the form of budgeting and debt management advice, and in some cases may also offer small loans.
  • Credit Unions: Credit unions often offer small loans to members in need of financial assistance. Credit unions typically charge lower interest rates than on payday loans, and may even offer flexible payment plans.
  • Family and Friends: For many, borrowing money from family or friends is a great option to avoid payday loans. It is important to discuss the terms and repayment plan ahead of time to ensure both parties are clear on the expectations.

Frequently Asked Questions

Do I need to have a bank account to get a payday loan in Tracy, California?

Yes, you must have an active bank account in order to get a payday loan in Tracy, California.

Can I take out multiple payday loans at once?

No, it is not advisable to take out multiple payday loans at once. Taking out multiple loans puts you at risk of getting deeper into debt and it may be difficult to pay back multiple loans at once.

What happens if I can’t pay back my payday loan?
If you cannot pay back your payday loan on time, contact your lender immediately. They may be able to work with you to come up with a repayment plan. If you are unable to make any payments, the lender may take legal action against you.

Apply Now

If you are in need of a payday loan in Tracy, California, you can apply for one online at TheGuaranteedLoans. Our website connects you with trusted lenders who can provide a loan that meets your needs and budget. Please note that TheGuaranteedLoans is not a lender, and our website only connects you with lenders.

More F.A.Q.

Can a payday lender in Tracy, California renew or rollover my loan?

No, payday lenders in Tracy, California are not allowed to renew or rollover loans. If the borrower is unable to repay the loan on their next payday, they will be required to pay the loan in full, including any fees and interest charged by the lender.

Are there any restrictions on how I can use a payday loan in Tracy, California?

Yes, payday loans in Tracy, California can only be used for specific purposes, such as covering unexpected expenses or emergencies. They cannot be used for luxury items or gambling. Borrowers are also prohibited from using a payday loan to pay off another payday loan.

How Many Cash Advance Companies are in Tracy, CA?

With the help of our service, you will be able to find 19 cash advance companies in Tracy, CA

What Cash Advance Companies in Tracy, CA are the most popular?

You should check California Check Cashing Stores, 5 Star Car Title Loans, and ACE Cash Express. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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