Payday Loans in Death Valley, California

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No payday loan companies in Death Valley, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Quick Cash Funds 1630 Oakland Rd A102, San Jose, CA 95131 +1 (800) 878 - 9467
ACE Cash Express 1821 W Ave I Ste 109, Lancaster, CA 93534 +1 (661) 942 - 9373
Money Mart 4919 Mission St, San Francisco, CA 94112 +1 (415) 586 - 1100
Quik Cash 3300 White Ln, Bakersfield, CA 93309 +1 (661) 831 - 4534
U.S. Bank Branch 22953 Twain Harte Dr, Twain Harte, CA 95383 +1 (209) 586 - 3277
USA Check Center formerly Check Center 102 E Mission Ave, Escondido, CA 92025 +1 (760) 741 - 0323
Money Mart 292 S Mountain Ave, Upland, CA 91786 +1 (909) 946 - 3292
Redwood Credit Union 209 3rd St, San Rafael, CA 94901 +1 (800) 479 - 7928
Check Into Cash 616 W Hammer Ln, Stockton, CA 95207 +1 (209) 951 - 3802
Check Into Cash 1648A Indian Hill Blvd, Pomona, CA 91767 +1 (909) 445 - 1134

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Death Valley, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in National City, CA, Payday Loan Companies in Newark, CA, Guaranteed Loans in Newport Beach, CA, Payday Loans in North Highlands, CA, Guaranteed Loans in Norwalk, CA, Payday Loan Without a Credit Check in Novato, CA, Payday Loans in Oakland, CA and Payday Loan Without a Credit Check in Oakley, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Death Valley, CA.

Beautiful sights of Death Valley, CA

Are Payday Loans Legal In Death Valley, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Death Valley, CA payday loan calculator

Understanding Payday Loans in Death Valley, California

Payday loans, also known as cash advance loans, are a type of short-term borrowing that are typically used to cover unexpected expenses before the next payday. These loans are regulated at the state level, and while they are legal in California, there are restrictions on how much you can borrow, how long you have to repay the loan, and the interest rates and fees that can be charged.

How Payday Loans Work in Death Valley, California

In Death Valley, California, payday loans are available to anyone who meets the basic qualification requirements. Applicants must be 18 years of age or older, have a valid government-issued ID, and provide proof of income. You don’t need to have good credit to apply for a payday loan, as lenders typically evaluate your ability to repay based on your income and expenses.

When you apply for a payday loan, you’ll be asked to provide your personal information and proof of income. The lender will then evaluate your application and determine whether to approve it. If approved, you’ll be asked to sign a loan agreement that outlines the terms of the loan, including the amount borrowed, the repayment period, and the interest rates and fees that apply.

In California, payday loans are limited to $300, and the maximum loan term is 31 days. The maximum fee that can be charged is 15% of the amount borrowed, which means that if you borrow $300, you’ll pay a fee of $45. This translates into an APR of 460%, which is high compared to other types of loans.

Pros and Cons of Payday Loans in Death Valley, California

  • Pros: Payday loans are easy to get, and they don’t require a credit check. They can be a good option if you need cash quickly and you don’t have other options, such as a credit card or a personal loan.
  • Cons: Payday loans are expensive, and the fees and interest rates can add up quickly if you don’t repay the loan on time. If you take out multiple payday loans, you could find yourself in a cycle of debt that’s hard to break.

Interesting Facts and Statistics about Payday Loans in Death Valley, California

  • According to a report by the California Department of Business Oversight, the average payday loan borrower in California takes out 7.6 loans per year, with an average loan size of $251.
  • The same report found that payday loan borrowers in California are more likely to be renters, have lower income, and be people of color.

Apply Now for a Payday Loan with TheGuaranteedLoans

TheGuaranteedLoans specializes in connecting borrowers with potential lenders. If you’re in need of a payday loan in Death Valley, California, we can help you find a lender that meets your needs. Fill out our online application form to get started, and we’ll connect you with a lender that can provide you with the cash you need.

Remember, that we are a connector platform and not a direct lender, so make sure to read all terms and conditions before signing a loan agreement with a direct lender.

F.A.Q.

Are payday loans legal in Death Valley, California?

Yes, payday loans are legal in Death Valley, California, but there are strict regulations in place to protect borrowers from predatory lending practices.

How much can I borrow with a payday loan in Death Valley, California?

in Death Valley, California, the maximum amount that can be borrowed with a payday loan is $300.

Look for Short-Term Loans in Other Cities:

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