Payday Loans in El Portal, California

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No payday loan companies in El Portal, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Union Bank 830 College Ave, Kentfield, CA 94904 +1 (415) 451 - 1660
Fast Auto and Payday Loans 11515 Slauson Ave #101&102, Whittier, CA 90606 +1 (562) 457 - 4140
Tiny Cash Payday Loans 5714 Folsom Blvd, Sacramento, CA 95819 +1 (916) 623 - 1109
Anderson Lucas Somerville Brgs 1338 Main St, Fortuna, CA 95540 +1 (707) 725 - 4442
American Pacific Mortgage Tehachapi 1001 W Tehachapi Blvd a100, Tehachapi, CA 93561 +1 (661) 822 - 5523
U.S. Bank Branch 269 Main St, Weed, CA 96094 +1 (530) 938 - 4141
Speedy Cash 740 W Compton Blvd, Compton, CA 90220 +1 (310) 537 - 7408
Freedom Mortgage - Oroville 1368 Myers St, Oroville, CA 95965 +1 (530) 764 - 2020
Bank of America with Drive-thru ATM 1407 Main St, Ramona, CA 92065 +1 (760) 788 - 8218
Allied Cash Advance 1863 Oro Dam Blvd E, Oroville, CA 95966 +1 (530) 533 - 4525

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in El Portal, CA, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Redlands, CA, Bad Credit Loans in Redondo Beach, CA, Payday Loans in Redwood City, CA, Payday Loans in Rialto, CA, Bad Credit Loans in Richmond, CA, Payday Loans in Riverside, CA, Payday Loans in Rocklin, CA and Payday Loans in Rohnert Park, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in El Portal, CA.

Beautiful sights of El Portal, CA

Payday Loans Available in El Portal, CA By The Following ZIP Codes:

95318

Are Payday Loans Legal In El Portal, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

El Portal, CA payday loan calculator

Payday Loans in El Portal, California: Accessible and Secure Short-Term Lending Solutions

Life can be unpredictable, and unexpected expenses can easily put you in a financial bind. This is where payday loans come in handy, providing you with quick cash when you need it the most. One of the best parts about payday loans in El Portal, California is that they are legal, providing an accessible and secure source of short-term funding.

What are payday loans?

Payday loans are high-interest short-term loans designed to help you bridge the gap between paychecks. The loans are typically due in full on your next payday and require you to provide your lender with a post-dated check or authorize an electronic withdrawal from your bank account.

El Portal, California has laws regulating payday lending, including a maximum borrowing amount of $300 with a maximum 31-day loan term and interest rates limited to 15% per $100 borrowed. The state also has strict laws surrounding repayment terms, preventing lenders from rolling over or extending loans beyond the original term.

Why choose payday loans in El Portal, California?

Payday loans in El Portal, California can be a valuable resource when you need cash fast. The application process is easy and straightforward, and approvals are typically made within minutes. If you are dealing with an emergency expense, such as a medical bill, car repair, or home repair, payday loans can provide the necessary funds to avoid further financial hardship.

Payday loans can also be a viable option if you have poor credit or no credit history. Most payday lenders don’t require a credit check, instead focusing on your ability to repay the loan on your next payday. This can be helpful if you don’t have a credit card or access to traditional loans.

The application process for payday loans in El Portal, California

Applying for a payday loan in El Portal, California is fast and easy. Most lenders offer online applications that take just a few minutes to complete. You will typically need to provide basic personal information, including your name, address, and contact information.

You will also need to provide proof of income, such as a recent pay stub, and a bank statement or voided check to verify your bank account. Once you submit your application, you will typically receive a decision within minutes. If you are approved, your funds will be deposited directly into your bank account within one business day.

Interesting Facts and Statistics about Payday Loans in El Portal, California

  • In 2019, over 10 million payday loans were issued in California, with nearly $3 billion in total loan volume.
  • The average payday loan in California is $250, with an average fee of $15 per $100 borrowed.
  • Over 60% of payday loans in California are issued to borrowers with annual incomes of less than $30,000.
  • The average borrower takes out eight loans per year, with an average total loan volume of $3,500.

Important note: While payday loans can provide quick cash when you need it, they are not a long-term financial solution. The high-interest rates and short repayment terms can make it difficult to break the cycle of debt. Therefore, it’s essential to consider other borrowing options, such as personal loans or credit cards, before turning to payday loans. If you do decide to take out a payday loan, be sure to read the terms and conditions carefully and only borrow what you can afford to repay on your next payday.

Apply Now

If you need fast cash and are considering a payday loan in El Portal, California, TheGuaranteedLoans can help. We are a connector service that works with a network of trusted lenders to provide you with access to short-term funding options. Applying with us is fast, safe, and secure, and we’ll only connect you with lenders that meet your needs. Visit our website today to learn more and fill out an application.

Please remember that TheGuaranteedLoans is not a direct lender, but an online service that connects borrowers with lenders. We cannot guarantee approval or loan terms and conditions, as those are subject to the individual lender’s policies. However, we strive to provide the most accurate and up-to-date information to help you make an informed decision.

F.A.Q.

Can I be charged late fees or penalties if I can't repay my payday loan on time in El Portal, California?

in El Portal, California, lenders are prohibited from charging late fees or penalties if a borrower is unable to repay their payday loan on time. However, the lender may still be able to collect on the loan through other means, such as by depositing the borrower's post-dated check or taking the borrower to court.

Can I file a complaint against a payday lender in El Portal, California if I feel I've been treated unfairly?

Yes, borrowers who feel they have been treated unfairly by a payday lender in El Portal, California can file a complaint with the Department of Business Oversight. The department will investigate the complaint and take appropriate action if necessary.

Look for Short-Term Loans in Other Cities:

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