Payday Loans in Oro Grande, California

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No payday loan companies in Oro Grande, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Continental Currency Services 2400 E Florence Ave, Huntington Park, CA 90255 +1 (323) 582 - 5895
Advance America H, Next to Round Table Pizza US 288, Sunset Ave, Suisun City, CA 94585 +1 (707) 422 - 1422
Bank of America Financial Center 26660 Portola Parkway, Foothill Ranch, CA 92610 +1 (949) 598 - 9623
TCS 1212 S Bristol St #11, Santa Ana, CA 92704 +1 (714) 549 - 4367
Loans 4 Latinos 9431 Haven Ave 226, Rancho Cucamonga, CA 91730 +1 (909) 273 - 0138
Check `n Go 229 W Foothill Blvd, Rialto, CA 92376 +1 (909) 421 - 2000
Fast Auto and Payday Loans 3000 Saviers Rd, Oxnard, CA 93033 +1 (805) 205 - 9534
Advance America 216 W East Ave Ste. A, Chico, CA 95926 +1 (530) 894 - 1457
Ez Cash 56 W Court St, Woodland, CA 95695 +1 (530) 668 - 0107
SchoolsFirst Federal Credit Union - Aliso Viejo 26892 La Paz Rd, Aliso Viejo, CA 92656 +1 (800) 462 - 8328

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Oro Grande, CA, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Rowland Heights, CA, Payday Loan for Sacramento, CA, Quick Loan in Salinas, CA, Payday Loans in San Bernardino, CA, Same Day Loans in San Bruno, CA, Payday Loan Without a Credit Check in San Clemente, CA, Payday Loans in San Diego, CA and Bad Credit Loans in San Dimas, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Oro Grande, CA.

Beautiful sights of Oro Grande, CA

Payday Loans Available in Oro Grande, CA By The Following ZIP Codes:

92368

Are Payday Loans Legal In Oro Grande, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Oro Grande, CA payday loan calculator

Payday Loans in Oro Grande, CA: Get Quick Cash When You Need It Most

Running a household or managing a budget can be challenging even for the most organized individuals. Unforeseen expenses can catch one off guard, and sometimes emergency cash is needed. Fortunately, when life throws curveballs, payday loans can be an affordable option to cover unexpected expenses. In Oro Grande, California, payday loans are readily available and legal, making them an accessible option for those needing quick cash.

What are Payday Loans?

A payday loan is a short-term, high-interest loan usually intended to help individuals access immediate cash before their next paycheck. In Oro Grande, California, payday loans typically range from $100 to $255 and are subject to short repayment periods. The loan must be repaid in full when the borrower receives his next paycheck or within 31 days of the loan origination date.

The application process for a payday loan is relatively quick and easy. Borrowers can submit their loan application online, over the phone, or in person at a lending institution. In Oro Grande, California, borrowers must be at least 18 years old, have a steady source of income, an active bank account, and a valid form of identification. Additionally, lenders are not allowed to lend more than one payday loan to a borrower at a time.

Benefits of Payday Loans

There are several benefits to obtaining a payday loan in Oro Grande, California. Firstly, payday loans are legal in California, making it easy for residents to access immediate funds. Secondly, the application process is relatively quick and can often be completed within minutes, providing borrowers with the ability to access funds quickly. Lastly, payday loans may be more affordable than other types of loans, such as overdraft fees or bounced check fees, which can be costly.

However, it is essential to remember that payday loans come with high-interest rates, typically ranging from 300% to 400% APR, potentially making this option more expensive in the long run. It is crucial to understand the repayment terms and fees associated with payday loans before committing.

Facts and Statistics About Payday Loans in Oro Grande

  • In Oro Grande, California, the maximum amount a borrower can obtain through a payday loan is $255.
  • In 2019, the average payday loan in California was $251.
  • At present, there are approximately 200,000 payday lenders nationwide
  • According to the Consumer Financial Protection Bureau (CFPB), 80% of payday loans are rolled over or renewed within two weeks, with most borrowers taking out at least 10 loans per year.

Apply Now with The Guaranteed Loans

If you are experiencing a financial emergency, you may consider applying for a payday loan through The Guaranteed Loans. We work with a network of direct lenders that specialize in payday and title loans, making it easy for you to find the best loan option and interest rates for your needs. Our service is completely free, and you can apply online or over the phone.

Please note that The Guaranteed Loans does not lend money directly; instead, we connect borrowers with the right direct lender. We do not make credit decisions and cannot be held responsible for the final terms of any loan agreement. However, we work with direct lenders who are reputable and licensed, ensuring that borrowers get the best possible loan.

In Conclusion

Payday loans can be a great option for those experiencing a financial emergency. However, it’s important to carefully weigh the costs and benefits before committing. If you’re considering a payday loan, The Guaranteed Loans can help match you to the right lender. Apply now to get started on the path to quick cash and financial stability.

F.A.Q.

Can a payday lender require me to sign a contract in order to take out a loan in Oro Grande, California?

Yes, a payday lender can require you to sign a contract in order to take out a loan in Oro Grande, California. This contract will outline the terms of the loan, including the interest rate, fees, repayment schedule, and other important details.

Can a payday lender charge me a fee for taking out a loan in Oro Grande, California?

Yes, a payday lender can charge you a fee for taking out a loan in Oro Grande, California. This fee is typically a percentage of the amount borrowed and is added to the total cost of the loan. For example, a lender may charge a $10 fee for every $100 borrowed.

Look for Short-Term Loans in Other Cities:

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